37 School St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 37 School St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 999 sqft · built 1960
Lot Size0.368 acres (16,030 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Nov 2024)
Tax Bill$6,507 (2026)
Deeds & MortgagesSep 2026 Mortgage
Oct 2019 Refinance
Flood ZoneZone A (high risk)
APNSAUG M:006-E B:0016 L:0022

Property Details

APN / Parcel Number

Primary APNSAUG M:006-E B:0016 L:0022
Alternative APNs
  • M:006=E B:0016 L:0022
  • 5420020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area999 sqft Living Area
Gross Area2,237 sqft
1st Floor Area999 sqft
Basement Area984 sqft
Unfinished Basement984 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,030 sqft (0.368 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number5420020
Street Address37 SCHOOL ST
CitySAUGUS
StateMA
Zip01906-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block16
Legal Lot Number22
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2001
Census Tract208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address37 SCHOOL ST, SAUGUS, MA 01906-3719
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING
Oct 15, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
NORTH SHORE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2024 · Amount on Record
Deed SaleNov 29, 2024 · Amount on Record
Prior SaleJan 21, 2015
Deed Document Number2024730
Deed Book / Page42460 / 525
Prior Transfer DateOct 9, 2019
Prior Transfer Doc37931-120
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Recording DateSep 8, 2026
Property Address37 SCHOOL ST, SAUGUS, MA 01906-3719
Document Number0000003000
Book / Page43616 / 388
Instrument DateAug 31, 2026
Instrument20263000
Transaction TypeMortgage
Record UpdatedSep 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 SCHOOL ST, SAUGUS, MA 01906-3719

Mortgage

Document Number0000003000,
DateSep 8, 2026
Book Page43616/388
Instrument20263000
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateOct 15, 2019
Property Address37 SCHOOL ST, SAUGUS, MA 01906-3719
Document Number37931-120
Book / Page37931 / 120
Instrument DateOct 9, 2019
Instrument20191015002450
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 SCHOOL ST, SAUGUS, MA 01906-3719

Mortgage

Document Number37931-122
DateOct 15, 2019
Book Page37931/122
Instrument20191015002460
Lender
NameNORTH SHORE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,507.00 (+13.74%)$624,500 (+16.58%) Land $388,900 Building $233,000$630,905 (+2.98%)
2025$5,721.00 (+2.71%)$535,700 (+2.43%) Land $355,300 Building $180,400$612,655
2024$5,570.00 (+4.35%)$523,000 (+10.31%) Land $345,700 Building $177,300
2023$5,338.00$474,100 Land $302,500 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1984)
Most Recent ClaimJun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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