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49 School St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 49 School St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,889 sqft · built 1958
Lot Size0.646 acres (28,144 sqft)
Owner2 Individual Names on File
Last Sale$317,500 (Sep 2003)
Tax Bill$7,721 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Apr 2020 Refinance
+ 1 more
Flood ZoneZone A (high risk)
APNSAUG M:006-E B:0016 L:0018

Property Details

APN / Parcel Number

Primary APNSAUG M:006-E B:0016 L:0018
Alternative APNs
  • M:006=E B:0016 L:0018
  • 7888034

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,889 sqft Living Area
Gross Area3,039 sqft
1st Floor Area1,231 sqft
Basement Area1,080 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,144 sqft (0.646 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number7888034
Street Address49 SCHOOL ST
CitySAUGUS
StateMA
Zip01906-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block16
Legal Lot Number18
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2001
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0016 L:0018

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address49 SCHOOL ST, SAUGUS, MA 01906-3719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2019Deed of Trust, Mortgage · Balloon Mortgage
EAST BOSTON SAVINGS BANK
Apr 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MSA LENDING LLC
Jan 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MSA LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2003 · Amount on Record
Deed SaleSep 29, 2003 · Amount on Record
Deed Book / Page21843 / 146
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address49 SCHOOL ST, SAUGUS, MA 01906-3719
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37318-543
DateFeb 08, 2019
Book Page37318/543
Instrument20190208000680
Lender
NameEAST BOSTON SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address49 SCHOOL ST, SAUGUS, MA 01906-3719
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38415-411
DateApr 13, 2020
Book Page38415/411
Instrument20200413004020
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address49 SCHOOL ST, SAUGUS, MA 01906-3719
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39414-555
DateJan 15, 2021
Book Page39414/555
Instrument20210115002070
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,721.00 (+2.77%)$722,900 (+2.48%) Land $373,200 Building $349,700$565,535
2024$7,513.00 (+4%)$705,400 (+9.94%) Land $363,100 Building $342,300
2023$7,224.00$641,600 Land $318,100 Building $323,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims3 (1979–1984)
Most Recent ClaimJun 1984, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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