42 Pearl St, Patchogue, NY 11772 Property Records

Suffolk County and Brookhaven Town property record for 42 Pearl St, Patchogue, NY 11772

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,663 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Sep 2017)
Tax Bill	$13,065 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0204-017.00-04.00-010.002`

Property Details

APN / Parcel Number

Primary APN	`0204-017.00-04.00-010.002`
Alternative APNs	`472207 017.00-04-010.002` `0204017000400010001` `00008306226` `0008306226` `8306226`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,663 sqft Living Area
1st Floor Area	1,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	8306226
Street Address	42 PEARL ST
City	PATCHOGUE
State	NY
Zip	11772-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PEARL ST SEC 24 E RIDER AVE S KIS
Legal Block	7000
Legal Lot Number	400
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1019
Census Tract	159000

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	42 PEARL ST, HOLBROOK, NY 11741-4718
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC VISIO FINANCIAL SERVICES INC
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALAN KASPER
Sep 23, 2017	Grant Deed, Transfer EQUITY SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2017 · Amount on Record
Deed Sale	Sep 23, 2017 · Amount on Record
Prior Sale	Dec 16, 2008 · Amount on Record
Deed Book / Page	D00012930 / 850
Last Transfer Date	Apr 12, 2025
Transfer Doc	0132940387
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	42 PEARL ST, PATCHOGUE, NY 11772-3831
Document Number	0231050245
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1359 N OCEAN AVE MEDFORD NY 117633540, MEDFORD, NY 11763-3540

Mortgage

Document Number	0231050245
Date	Feb 11, 2020
Book Page	023105/000245

Lender

Name	VISIO FINANCIAL SERVICES INC VISIO FINANCIAL SERVICES INC
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.55%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	42 PEARL ST, PATCHOGUE, NY 11772-3831
Document Number	0229550297
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1359 N OCEAN AVE MEDFORD NY 117633540, MEDFORD, NY 11763-3540

Mortgage

Document Number	0229550297
Date	Aug 30, 2018
Book Page	022955/000297

Lender

Name	ALAN KASPER
Address	6367 BELLAMALFI ST, BOCA RATON, FL 33496-3276

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 23, 2017
Property Address	42 PEARL ST, PATCHOGUE, NY 11772-3831
Document Number	0129300850
Book / Page	012930 / 000850
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	EQUITY SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1359 N OCEAN AVE MEDFORD NY 117633540, MEDFORD, NY 11763-3540

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Municipality	Patchogue Village
Unified School District	Patchogue-Medford Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,520 (-) Land $470 Building $2,050	$525,000 (+65%) Land $88,679 Building $386,792
2024	$13,065.00
2023		$2,520 Land $470 Building $2,050	$70,000 Land $13,056 Building $56,944

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	144 (1978–2024)
Claims Outside the SFHA	30 of 144
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 68 claims Hurricane Irene, Aug 2011 · 24 claims Severe Blizzard, Mar 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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