22 Pearl St, Patchogue, NY 11772 Property Records

Suffolk County and Brookhaven Town property record for 22 Pearl St, Patchogue, NY 11772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1925
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2006)
Tax Bill	$12,628 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0204-017.00-04.00-006.000`

Property Details

APN / Parcel Number

Primary APN	`0204-017.00-04.00-006.000`
Alternative APNs	`472207 017.00-04-006.000` `220701700000040060000000` `00008420621` `0008420621` `8420621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	8420621
Street Address	22 PEARL ST
City	PATCHOGUE
State	NY
Zip	11772-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PEARL ST SEC 24 E MALONEY 49X222
Legal Subdivision	PATCHOGUE (M TO Z)
Legal Block	7000
Legal Lot Number	400
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1019
Census Tract	159000

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 PEARL ST, PATCHOGUE, NY 11772-3831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 7, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2006 · Amount on Record
Deed Sale	Dec 19, 2006 · Amount on Record
Deed Book / Page	12484 / 33
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	22 PEARL ST, PATCHOGUE, NY 11772-3831
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232350494
Date	Feb 23, 2021
Book Page	23235/494
Instrument	DL056170

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Mar 1, 2045

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	22 PEARL ST, PATCHOGUE, NY 11772-3831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232100440
Date	Dec 21, 2020
Book Page	23210/440
Instrument	DL043143

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 7, 2019
Property Address	22 PEARL ST, PATCHOGUE, NY 11772-3831
Document Number	0129950654
Book / Page	12995 / 654
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 5, 2018
Property Address	22 PEARL ST, PATCHOGUE, NY 11772-3831
Document Number	0129810724
Book / Page	012981 / 000724
Instrument Date	Sep 4, 2018
Transaction Type	Foreclosure
Record Updated	Nov 28, 2018

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3555 VETERANS MEMORIAL HWY RONKONKOMA NY 117797651, RONKONKOMA, NY 11779-7651

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Municipality	Patchogue Village
Unified School District	Patchogue-Medford Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,500 (-) Land $300 Building $2,200	$520,833 (+65%) Land $56,604 Building $415,094
2024	$12,628.00
2023		$2,500 Land $300 Building $2,200	$69,444 Land $8,333 Building $61,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	144 (1978–2024)
Claims Outside the SFHA	30 of 144
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 68 claims Hurricane Irene, Aug 2011 · 24 claims Severe Blizzard, Mar 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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