Suffolk County and Brookhaven Town property record for 38 Pearl St, Patchogue, NY 11772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,464 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Mar 2004) |
| Tax Bill | $13,108 (2024) |
| Deeds & Mortgages | Apr 2022 Refinance Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0204-017.00-04.00-009.000 |
| Primary APN | 0204-017.00-04.00-009.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 8300740 |
|---|---|
| Street Address | 38 PEARL ST |
| City | PATCHOGUE |
| State | NY |
| Zip | 11772-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N PEARL ST E CHASKIN S CHASKIN S24 |
| Legal Subdivision | PATCHOGUE (A TO L) |
| Legal Block | 7000 |
| Legal Lot Number | 400 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 159000 |
Source: Suffolk County and Brookhaven Town records · APN 0204-017.00-04.00-009.000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PEARL ST, PATCHOGUE, NY 11772-3831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Aug 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2004 · Amount on Record |
| Deed Sale | Mar 24, 2004 · Amount on Record |
| Prior Sale | Jun 27, 2002 · Amount on Record |
| Deed Book / Page | 12309 / 370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 PEARL ST, PATCHOGUE, NY 11772-3831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234120185 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 23412/185 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 PEARL ST, PATCHOGUE, NY 11772-3831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231640591 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 23164/591 |
| Instrument | DL021222 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Municipality | Patchogue Village |
| Unified School District | Patchogue-Medford Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750 (-3.51%) Land $200 Building $2,550 | $572,917 (+623.68%) Land $37,736 Building $481,132 | |
| 2024 | $13,108.00 | ||
| 2023 | $2,850 Land $200 Building $2,650 | $79,167 Land $5,556 Building $73,611 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 144 (1978–2024) |
| Claims Outside the SFHA | 30 of 144 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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