35 E Orchard Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 35 E Orchard Rd, Fort Mitchell, KY 41011 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 924 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Apr 2025)
Tax Bill	$957 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-30-11-004.00`

Property Details

APN / Parcel Number

Primary APN	`028-30-11-004.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	924 sqft Finished Area
Gross Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	35 E ORCHARD RD
City	FT MITCHELL
State	KY
Zip	41011-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST FT MITCHELL BLK C LOT 6
Legal Subdivision	EAST FT MITCHELL
Legal Phase	C
Legal Block	C
Legal Lot Number	6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	65200

Owner

Source: Kenton County records · APN 028-30-11-004.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	900 WINDRIDGE LN, FLORENCE, KY 41042-6657
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Oct 31, 2023	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Apr 15, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	202531
Deed Book / Page	338 / 629
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657

Mortgage

Document Number	0005900021
Date	Jan 12, 2023
Book Page	434/134
Instrument	23011205900021

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 31, 2023
Property Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657
Document Number	0005900251
Book / Page	KC 254 / 968
Map Reference	PL 451
Instrument Date	Oct 27, 2023
Instrument	23103105900251
Transaction Type	Transfer
Record Updated	Feb 07, 2024
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657

Mortgage

Document Number	0005900252
Date	Oct 31, 2023
Book Page	KCM 504/156
Instrument	23103105900252

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	EDGEWOOD, MD 21040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 31, 2023
Property Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657
Document Number	0005900251
Book / Page	KC 254 / 968
Map Reference	PL 451
Instrument Date	Oct 27, 2023
Instrument	23103105900251
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 15, 2021
Property Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657
Document Number	0005900052
Book / Page	84 / 426
Map Reference	PL 451
Instrument Date	Apr 09, 2021
Instrument	21041505900052
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 EDGEWOOD RD, 27, EDGEWOOD, KY 41017-2346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35 E ORCHARD RD, FT MITCHELL, KY 41011-2657

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (+96.11%)	$256,000 (+113.33%) Land $45,000 Building $211,000	$256,000 (+113.33%) Land $45,000 Building $211,000
2023	$488.00	$120,000 Land $45,000 Building $75,000	$120,000 Land $45,000 Building $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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