Kane County property record for 41W122 Chippewa Pass, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,865 sqft · built 1998 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Sep 2004) |
| Tax Bill | $13,872 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-22-200-052 |
| Primary APN | 05-22-200-052 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,865 sqft Living Area |
| 1st Floor Area | 2,865 sqft |
| Basement Area | 2,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 41W122 CHIPPEWA PASS |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHIPPEWA |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2101 |
| Census Tract | 850711 |
Source: Kane County assessment roll, as of August 25, 2025
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41W122 CHIPPEWA PASS, ELGIN, IL 60124-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2004 · Amount on Record |
| Deed Sale | Sep 29, 2004 · Amount on Record |
| Prior Sale | May 24, 2004 · Amount on Record |
| Deed Document Number | 2004128067 |
| Prior Transfer Date | Feb 10, 1999 |
| Prior Transfer Doc | 0000019620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W122 CHIPPEWA PASS, ELGIN, IL 60124-8226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000088854 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021K088854 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,872.00 (-6.84%) Homeowner's exemption | ||
| 2024 | $14,891.00 (+6.11%) | $201,787 (+17.66%) Land $32,592 Building $169,195 | $605,603 (+17.71%) Land $97,815 Building $507,788 |
| 2022 | $14,034.00 (+4.61%) Homeowner's exemption | $171,496 (+7.28%) Land $25,921 Building $145,575 | $514,488 (+7.28%) Land $77,763 Building $436,725 |
| 2021 | $13,415.00 Homeowner's exemption | $159,854 Land $24,962 Building $134,892 | $479,562 Land $74,886 Building $404,676 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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