41W091 Chippewa Pass, Elgin, IL 60124 Property Records

Kane County property record for 41W091 Chippewa Pass, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1976
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Jun 2018)
Tax Bill	$9,038 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-276-004`

Property Details

APN / Parcel Number

Primary APN	`05-22-276-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Basement Area	968 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	138,521 sqft (3.18 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41W091 CHIPPEWA PASS
City	ELGIN
State	IL
Zip	60124-0216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF CHIPPEWA SUB
Legal Subdivision	CHIPPEWA SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2099
Census Tract	850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41W091 CHIPPEWA PASS, ELGIN, IL 60124-0216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Aug 26, 2003 · Amount on Record
Deed Document Number	201828801
Prior Transfer Date	Sep 30, 1997
Prior Transfer Doc	0000068156
Record Updated	Sep 20, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 19, 2018
Property Address	41W091 CHIPPEWA PASS, ELGIN, IL 60124-0216
Document Number	0000028801
Instrument Date	May 14, 2018
Instrument	28801
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	RAVENSWOOD TITLE

Transaction

Amount	Amount Recorded
Tax	$16.50
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41W091 CHIPPEWA PASS ELGIN IL 601240216, ELGIN, IL 60124-0216

Mortgage

Document Number	28802
Date	Jun 19, 2018
Instrument	28802

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,038.00 (-3.66%) Homeowner's exemption
2024		$131,623 (+14.41%) Land $40,535 Building $91,088	$395,027 (+14.45%) Land $121,654 Building $273,373
2022	$9,381.00 (+4.44%) Homeowner's exemption	$115,047 (+7.03%) Land $35,595 Building $79,452	$345,141 (+7.03%) Land $106,785 Building $238,356
2021	$8,982.00 Homeowner's exemption	$107,491 Land $34,388 Building $73,103	$322,473 Land $103,164 Building $219,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20