41W022 Chippewa Pass, Elgin, IL 60124 Property Records

Kane County property record for 41W022 Chippewa Pass, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,483 sqft · built 2001
Lot Size2.43 acres (105,851 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Apr 2023)
Tax Bill$15,474 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-22-200-049

Property Details

APN / Parcel Number

Primary APN05-22-200-049

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,483 sqft Living Area
1st Floor Area2,483 sqft
Basement Area2,483 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeFrame
Lot Area105,851 sqft (2.43 acres)
Garage TypeAttached
Garage Area952 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address41W022 CHIPPEWA PASS
CityELGIN
StateIL
Zip60124-8214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT
Legal SubdivisionCHIPPEWA
Legal Block2
Legal Lot Number220
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2101
Census Tract850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41W022 CHIPPEWA PASS, ELGIN, IL 60124-8214
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST AMERICAN BANK
Dec 26, 2017Warranty Deed, Transfer · Conventional Mortgage
TRIUMPH MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2023 · Amount on Record
Deed SaleApr 4, 2023 · Amount on Record
Prior SaleDec 26, 2017 · Amount on Record
Deed Document Number202310449
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 4, 2023
Property Address41W022 CHIPPEWA PASS, ELGIN, IL 60124-8214
Document Number0000010449
Instrument DateMar 27, 2023
Instrument2023K010449
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$775.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address41W022 CHIPPEWA PASS, ELGIN, IL 60124-8214

Mortgage

Document Number0000010450
DateApr 4, 2023
Instrument2023K010450
Lender
NameFIRST AMERICAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053
Interest
Rate TypeFixed Rate
Rate7%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 26, 2017
Property Address41W022 CHIPPEWA PASS, ELGIN, IL 60124-8214
Document Number0000066868
Instrument DateDec 8, 2017
Instrument2017K066868
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 WOZZ CHIPPENWA PAS RD, ELGIN, IL 60124

Mortgage

Document Number0000066869
DateDec 26, 2017
Instrument2017K066869
Lender
NameTRIUMPH MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,474.00 (-7.49%)
2024$214,061 (+10.75%) Land $28,285 Building $185,776$642,440 (+10.8%) Land $84,889 Building $557,551
2022$16,727.00 (+3.82%) Homeowner's exemption$193,277 (+6.42%) Land $23,621 Building $169,656$579,831 (+6.42%) Land $70,863 Building $508,968
2021$16,111.00 Homeowner's exemption$181,615 Land $22,764 Building $158,851$544,845 Land $68,292 Building $476,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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