Kane County property record for 41W048 Chippewa Pass, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1998 |
| Square Footage | 3,122 sqft Living Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2017) |
| Tax Bill | $15,561.00 (2025) |
Source: Kane County records · APN 05-22-200-050
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41W048 CHIPPEWA PASS, ELGIN, IL 60124-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 25, 2020 | Deed of Trust, Mortgage GUARANTEED RATE |
| Sep 01, 2017 | Grant Deed, Transfer HOMESERVICES LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2017 · Amount on Record |
| Deed Sale | Sep 01, 2017 · Amount on Record |
| Prior Sale | Apr 05, 2006 · Amount on Record |
| Deed Doc Number | 201746088 |
| Prior Transfer Date | Nov 20, 2015 |
| Prior Transfer Doc | 0000065192 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W048 CHIPPEWA PASS, ELGIN, IL 60124-8214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024273 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021K024273 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W048 CHIPPEWA PASS, ELGIN, IL 60124-8214 |
| Document Number | 0000016127 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 41W048 CHIPPEWA PASS ELGIN IL 601248214, ELGIN, IL 60124-8214 |
| Document Number | 0000016127 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 16127 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 30, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 01, 2017 |
| Property Address | 41W048 CHIPPEWA PASS, ELGIN, IL 60124-8214 |
| Document Number | 0000046088 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 46088 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | AMERICAN NATIONAL TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1195 EASTON DR CAROL STREAM IL 601886098, CAROL STREAM, IL 60188-6098 |
| Document Number | 46089 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | 46089 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,561.00 (-16.28%) Homeowner's exemption | ||
| 2024 | $226,637 (+0.65%) Land $34,251 Building $192,386 | $680,183 (+0.69%) Land $102,794 Building $577,389 | |
| 2022 | $18,586.00 (+0.3%) Homeowner's exemption | $225,172 (+3.04%) Land $28,622 Building $196,550 | $675,516 (+3.04%) Land $85,866 Building $589,650 |
| 2021 | $18,531.00 Homeowner's exemption | $218,526 Land $27,581 Building $190,945 | $655,578 Land $82,743 Building $572,835 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-22-200-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Building Area | 3,122 sqft Living Area |
| 1st Floor | 3,122 sqft 1st Floor |
| Basement Area | 3,122 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 217,800 sqft (5 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,036 sqft Garage |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 41W048 CHIPPEWA PASS |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CHIPPEWA |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 2 |
| Census Block | 2101 |
| Census Tract | 850711 |
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