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4198 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4198 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,170 sqft · built 1977
Lot Size2.4 acres (104,544 sqft)
OwnerTrust Name on File
Last Sale$110,000 (Oct 2023)
Tax Bill$2,168 (2025)
Deeds & MortgagesOct 2023 Transfer
Oct 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN004-015-011-0040

Property Details

APN / Parcel Number

Primary APN004-015-011-0040

Interior

Full Baths1 Bath
Building Area1,170 sqft Building Perimeter
1st Floor Area780 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area104,544 sqft (2.4 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4198 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description243 PART OF N 1/2 OF SW 1/4 OF SW 1/4 SEC 15COM AT SW COR OF SEC 15 TH N 1147.05 FT FOR POB TH N 163.9 FT TH E 650.4 FT TH S
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1073
Census Tract970401

Owner

4198 E Higgins Lake Dr is held in a trust since October 2023.

Source: Roscommon County records, as of June 29, 2026

Owner of RecordTrust Name on File
Mailing Address6170 CHRISTOPHER CT, BRUCE TWP, MI 48065-4214
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 2, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 3, 2023Warranty Deed, Transfer
Jun 14, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2023 · Amount on File
Deed SaleOct 3, 2023 · Amount on File
Deed Document Number20236382
Deed Book / Page1185 / 1352
Prior Transfer DateApr 25, 2019
Prior Transfer Doc1169/1599
Record UpdatedOct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateOct 25, 2023
Property Address4198 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Document Number01185/1833
Book / Page1185 / 1833
Instrument DateOct 17, 2023
Instrument202300006863
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6170 CHRISTOPHER CT, BRUCE TWP, MI 48065-4214

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateOct 2, 2023
Property Address4198 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Document Number01185/1321
Book / Page1185 / 1321
Instrument DateSep 29, 2023
Instrument202300006351
Transaction TypeTransfer
Record UpdatedOct 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6300 HALL RD, DRYDEN, MI 48428-9647

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateOct 3, 2023
Property Address4198 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Document Number01185/1352
Book / Page1185 / 1352
Instrument DateSep 29, 2023
Instrument202300006382
Transaction TypeTransfer
Record UpdatedOct 25, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6170 CHRISTOPHER CT, BRUCE TWP, MI 48065-4214

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROSCOMMON MI
Recording DateJun 14, 2019
Property Address4198 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Document Number1169/1599
Book / Page1169 / 1599
Instrument DateApr 25, 2019
Instrument201900003986
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6300 HALL RD, DRYDEN, MI 48428-9647

Tax Assessment & Valuation

The 2025 property tax bill for 4198 E Higgins Lake Dr was $2,168.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,900 (+77.79%)$273,800 (+77.79%)
2025$2,168.00$77,000$154,000
2023$54,000$108,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4198 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4198 E Higgins Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon.

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