4175 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4175 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1,472 sqft · built 1963
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (May 2019)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Jun 2019 Transfer May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-422-045-0000`

Property Details

APN / Parcel Number

Primary APN	`004-422-045-0000`

Interior

Building Area	1,472 sqft Building Perimeter

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	4175 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-941 P-2361 (L-877P-640&L-784 P-240) 243 LOTS 45 TO 48 INCL BLK 2 1ST ADD TO MICH CENTRAL PARK. 4175 E HIGGINS LK DR
Legal Subdivision	MICH CENTRAL PARK 1ST ADD
Legal Block	2
Legal Lot Number	45-48
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1029
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4175 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Quit Claim Deed, Transfer Quitclaim
May 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Deed Document Number	20193240
Deed Book / Page	1169 / 853
Last Transfer Date	Jun 28, 2019
Transfer Doc	1169/2026
Record Updated	Sep 20, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 28, 2019
Property Address	4175 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Document Number	1169/2026
Book / Page	1169 / 2026
Instrument Date	Jun 28, 2019
Instrument	201900004413
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 BULLS RD, TAYLORS, SC 29687-6711

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 15, 2019
Property Address	4175 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Document Number	1169/853
Book / Page	1169 / 853
Instrument Date	May 10, 2019
Instrument	201900003240
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 KRYS RD, GAYLORD, MI 49735-8249
Investor	Possibly a Property Investor

Mortgage

Document Number	201900003241
Date	May 15, 2019
Instrument	201900003241

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001169/853
Date	May 15, 2019
Book Page	1169/853
Instrument	201900003240

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,200 (+9.19%)	$268,400 (+9.19%)
2025	$2,855.00 Homeowner's exemption	$122,900 (+152.88%)	$245,800 (+152.88%)
2023		$48,600	$97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE EAST CONDOMINIUMS private · serves 84 people · EPA ID MI0003145
Water Source	Groundwater
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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