419 Whitefish Ranch Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 419 Whitefish Ranch Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,496 sqft · built 2020
Lot Size	15 acres (654,184 sqft)
Owner	2 Company Names on Record
Tax Bill	$18,877 (2026)
Deeds & Mortgages	Nov 2018 Construction Loan Apr 2023 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R815422`

Property Details

APN / Parcel Number

Primary APN	`R815422`
Alternative APNs	`07-4184-14-3-01-07-0000` `0000506217`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,496 sqft Living Area
1st Floor Area	4,027 sqft
Attic	Attic
Attic Area	469 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	654,184 sqft (15 acres)
Garage Area	1,415 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	518 sqft
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000506217
Street Address	419 WHITEFISH RANCH RD
City	WHITEFISH
State	MT
Zip	59937-8893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITEFISH HILLS FOREST PH2 AMD PLAT L2, S14, T30 N, R22 W, LOT 1, ACRES 15.02
Legal Range	22W
Legal Township	30N
Legal Section	14
Legal Subdivision	WHITEFISH HILLS FOREST PH2 AMD PLAT L2
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1040
Census Tract	402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Apr 6, 2023	Intrafamily Transfer, Transfer FNTIC, FNTC
Jun 25, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT
Jun 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK
Jan 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GLACIER BANK
Jan 23, 2020	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Dec 7, 2018	Intrafamily Transfer, Transfer
Oct 25, 2018	Intrafamily Transfer, Transfer · ARM GLACIER BANK
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025
Deed Sale	Jun 12, 2025
Prior Sale	Jun 6, 2025
Deed Document Number	202510790
Prior Transfer Date	Apr 6, 2023
Prior Transfer Doc	0000005018
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800026961
Date	Nov 2, 2018
Instrument	201800026961

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 6, 2023
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	202300005018
Instrument Date	Apr 6, 2023
Instrument	202300005018
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FNTIC, FNTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 925, WHITEFISH, MT 59937-0925

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 25, 2021
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	202100021693
Instrument Date	Jun 16, 2021
Instrument	202100021693
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 21, 2021
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	202100021076
Instrument Date	Jun 16, 2021
Instrument	202100021076
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893

Mortgage

Document Number	202100021077
Date	Jun 21, 2021
Instrument	202100021077

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 23, 2020
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	202000002007
Instrument Date	Jan 17, 2020
Instrument	202000002007
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893

Mortgage

Document Number	202000002008
Date	Jan 23, 2020
Instrument	202000002008

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 23, 2020
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	202000002009
Instrument Date	Jan 17, 2020
Instrument	202000002009
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 925, WHITEFISH, MT 59937-0925

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 7, 2018
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	201800029434
Instrument Date	Nov 14, 2018
Instrument	201800029434
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 925, WHITEFISH, MT 59937-0925

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 25, 2018
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	201800026354
Instrument Date	Oct 25, 2018
Instrument	201800026354
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 925, WHITEFISH, MT 59937-0925

Mortgage

Document Number	201800026355
Date	Oct 25, 2018
Instrument	201800026355

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Margin	3
Max Rate	9.75%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 9, 2017
Property Address	419 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8893
Document Number	201700011778
Instrument Date	Jun 6, 2017
Instrument	201700011778
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 2ND AVE E, KALISPELL, MT 59901-4902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 925, WHITEFISH, MT 59937-0925

Mortgage

Document Number	201700011779
Date	Jun 9, 2017
Instrument	201700011779

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 10, 2022
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	9.69%
Index	5-Year CMT
Max Rate	14.6%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,877.00 (-8.3%)	$3,749,185 (+5.66%)
2025	$20,585.00 (+23.09%)	$3,548,366 (+38.93%)	$3,749,185 (+46.79%) Land $923,855 Building $2,825,330
2023	$16,724.00	$2,554,133	$2,554,133 Land $563,223 Building $1,990,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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