Flathead County property record for 682 Whitefish Ranch Rd, Whitefish, MT 59937
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 2,747 sqft · built 2025 |
| Lot Size | 19.1 acres (832,214 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $981,540 (Aug 2022) |
| Tax Bill | $25,902 (2026) |
| Deeds & Mortgages | Nov 2023 Construction Loan Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R815424 |
| Primary APN | R815424 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,747 sqft Living Area |
| 1st Floor Area | 2,747 sqft |
| Basement Area | 3,077 sqft |
| Finished Basement | 3,077 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 832,214 sqft (19.1 acres) |
| Garage Area | 946 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000506218 |
|---|---|
| Street Address | 682 WHITEFISH RANCH RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | WHITEFISH HILLS FOREST PH 2, S14, T30 N, R22 W, LOT 4, ACRES 19.11 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 14 |
| Legal Subdivision | WHITEFISH HILLS FOREST PH 2 |
| Legal Lot Number | 4 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 402 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 DEER HOLLOW RD, SAN ANSELMO, CA 94960-1246 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Aug 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK |
| Nov 8, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2019 |
| Deed Document Number | 202222835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 682 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8894 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 121 DEER HOLLOW RD, SAN ANSELMO, CA 94960-1246 |
| Document Number | 202300020608 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 202300020608 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 26, 2022 |
| Property Address | 682 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8894 |
| Document Number | 202200022835 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 202200022835 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 DEER HOLLOW RD, SAN ANSELMO, CA 94960-1246 |
| Document Number | 202200022836 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 202200022836 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 10, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 10, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 16% |
| Index | 5-Year CMT |
| Max Rate | 16% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 8, 2019 |
| Property Address | 682 WHITEFISH RANCH RD, WHITEFISH, MT 59937-8894 |
| Document Number | 201900029024 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 201900029024 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 8902, KALISPELL, MT 59904-1902 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,902.00 (+136,226.32%) | $4,125,183 (+27,617.42%) | |
| 2025 | $4,125,183 (+24,167.21%) Land $425,493 Building $3,699,690 | ||
| 2023 | $19.00 | $14,883 | $16,999 Land $16,999 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1997) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
| CenturyLink Fiber | 40 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
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