296 S Division St, West Point, MS 39773 Property Records

Clay County property record for 296 S Division St, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,767 sqft · built 1956
Lot Size0.358 acres (15,623 sqft)
OwnerIndividual Name on Record
Tax Bill$798 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN083C214E 0360000

Property Details

APN / Parcel Number

Primary APN083C214E 0360000

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,767 sqft Finished Area
1st Floor Area2,515 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area15,623 sqft

Location & Zoning

Street Address296 S DIVISION ST
CityWEST POINT
StateMS
Zip39773-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 LESS N 184 FT BLK 21 W3 DB 229/611
Legal Range06E
Legal Township17
Legal Section14
Legal Block21
Legal Lot Number14
JurisdictionCLAY MS
Township / Civil Division3
Census Block Group2
Census Block2009
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Point Unified Historic District
listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address296 S DIVISION ST, WEST POINT, MS 39773-2906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address296 S DIVISION ST, WEST POINT, MS 39773-2906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number495/357
DateJul 10, 2017
Book Page495/357
InstrumentD2017003561
Lender
NameRENASANT BANK
TypeBank
AddressWEST POINT, MS 39773
Agreement
AmountAmount Recorded
Term120 Months
DueJul 25, 2027

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
MunicipalityWest Point City
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$798.00 (-58.07%) Additional exemption filed$16,618 (-) Land $1,919 Building $14,699$166,184 (-) Land $19,190 Building $146,994
2024$16,618 (+12.86%) Land $1,919 Building $14,699$166,184 (+12.86%) Land $19,190 Building $146,994
2023$1,903.00 (+1.22%) Additional exemption filed$14,725 Land $1,919 Building $12,806$147,252 Land $19,190 Building $128,062
2022$1,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILOAM W/A #3-BEASLEY WELL
public/private · serves 810 people · EPA ID MS0130016
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
4-County Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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