419 Reading Ave, Pennington, NJ 08534 Property Records

Mercer County and Pennington Borough property record for 419 Reading Ave, Pennington, NJ 08534

Property Summary

Property Type	Single Family Home
Details	2,056 sqft · built 1986
Lot Size	0.301 acres (13,125 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Nov 2024)
Tax Bill	$16,672 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00903-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`08-00903-0000-00002`
Alternative APNs	`0800021000000010` `080002100010`

Interior

Building Area	2,056 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	13,125 sqft (0.301 acres)
Lot Dimensions	175 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	0800021000000010
Street Address	419 READING AVE
City	PENNINGTON
State	NJ
Zip	08534-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	A
Legal Block	903
Legal Lot Number	2
Jurisdiction	MERCER NJ
Township / Civil Division	PENNINGTON
Census Block Group	2
Census Block	2012
Census Tract	3903

Owner

419 Reading Ave is owned and occupied by two individuals who bought it in November 2024.

Source: Mercer County and Pennington Borough records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	419 READING AVE, PENNINGTON, NJ 08534-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Apr 24, 1995 · Amount on File
Deed Document Number	202440346
Deed Book / Page	6575 / 503
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	Jun 30, 2026
Property Address	419 READING AVE, PENNINGTON, NJ 08534-2722
Document Number	0000026388
Book / Page	12060 / 814
Instrument Date	Jun 18, 2026
Instrument	202626388
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 READING AVE, PENNINGTON, NJ 08534-2722

Mortgage

Document Number	0000026388,
Date	Jun 30, 2026
Book Page	12060/814
Instrument	202626388

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 419 Reading Ave was $16,672, up 3.3% from the year before.

Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Pennington Borough
Unified School District	Hopewell Valley Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,500 (-) Land $300,500 Building $196,000	$496,500 (-) Land $300,500 Building $196,000
2025	$16,672.00 (+3.29%)	$496,500 Land $300,500 Building $196,000	$496,500 Land $300,500 Building $196,000
2024	$16,141.00
2023		$496,500 Land $300,500 Building $196,000	$496,500 Land $300,500 Building $196,000
2022	$14,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Reading Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Reading Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNINGTON W DEPT serves 2,600 people · EPA ID NJ1108001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20