Mercer County and Pennington Borough property record for 404 Reading Ave, Pennington, NJ 08534
| Property Type | Single Family Home |
|---|---|
| Details | 1,419 sqft · built 1986 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,050 (Mar 2004) |
| Tax Bill | $13,469 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Dec 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00902-0000-00007 |
| Primary APN | 08-00902-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,419 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 17,598 sqft (0.404 acres) |
| Lot Dimensions | 220 ft deep x 80 ft wide |
| Old Parcel Number | 0800020000000007 |
|---|---|
| Street Address | 404 READING AVE |
| City | PENNINGTON |
| State | NJ |
| Zip | 08534-2721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Block | 902 |
| Legal Lot Number | 7 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | PENNINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3903 |
Source: Mercer County and Pennington Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 READING AVE, PENNINGTON, NJ 08534-2721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Dec 21, 2018 | Loan Modification, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2004 · Amount on Record |
| Deed Sale | Mar 4, 2004 · Amount on Record |
| Prior Sale | Jan 8, 2004 · Amount on Record |
| Deed Book / Page | 4702 / 245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 404 READING AVE, PENNINGTON, NJ 08534-2721 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000037234 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 11991/741 |
| Instrument | 2025037234 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 404 READING AVE, PENNINGTON, NJ 08534-2721 |
| Document Number | 0000002462 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Title Company | PHH MORTGAGE SERVICES, PHH MTG SVCS |
| Name | Verified Name |
|---|---|
| Address | 25 EWING ST TRENTON NJ 086091001, TRENTON, NJ 08609-1001 |
| Document Number | 0000002462 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 000710/000656 |
| Instrument | 2462 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2049 |
Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| Municipality | Pennington Borough |
| Unified School District | Hopewell Valley Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,100 (-) Land $267,400 Building $133,700 | $401,100 (-) Land $267,400 Building $133,700 | |
| 2025 | $13,469.00 (+3.3%) | $401,100 (-) Land $267,400 Building $133,700 | $401,100 (-) Land $267,400 Building $133,700 |
| 2024 | $13,039.00 (+14.71%) | ||
| 2023 | $401,100 Land $267,400 Building $133,700 | $401,100 Land $267,400 Building $133,700 | |
| 2022 | $11,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENNINGTON W DEPT serves 2,600 people · EPA ID NJ1108001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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