Mercer County and Pennington Borough property record for 406 Reading Ave, Pennington, NJ 08534
| Property Type | Single Family Home |
|---|---|
| Details | 1,470 sqft · built 1986 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Jul 2018) |
| Tax Bill | $12,744 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00902-0000-00006 |
| Primary APN | 08-00902-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,470 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 250 ft deep x 80 ft wide |
| Old Parcel Number | 0800020000000008 |
|---|---|
| Street Address | 406 READING AVE |
| City | PENNINGTON |
| State | NJ |
| Zip | 08534-2721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Subdivision | WILLIAM P HOWE |
| Legal Block | 902 |
| Legal Lot Number | 6 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | PENNINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3903 |
406 Reading Ave is owned and occupied by two individuals who acquired it in October 2019.
Source: Mercer County and Pennington Borough records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 READING AVE, PENNINGTON, NJ 08534-2721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 23, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GARDEN ST HM LNS INC |
| Jul 20, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Prior Sale | Jun 10, 2010 · Amount on File |
| Deed Document Number | 201830539 |
| Deed Book / Page | 6334 / 709 |
| Last Transfer Date | Oct 17, 2019 |
| Transfer Doc | 0000045931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 406 READING AVE, PENNINGTON, NJ 08534-2721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058692 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 11555/893 |
| Instrument | 2020058692 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Oct 23, 2019 |
| Property Address | 406 READING AVE, PENNINGTON, NJ 08534-2721 |
| Document Number | 0000045931 |
| Book / Page | 006385 / 000104 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 45931 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 READING AVE PENNINGTON NJ 085342721, PENNINGTON, NJ 08534-2721 |
| Document Number | 45932 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 011442/000242 |
| Instrument | 45932 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Jul 20, 2018 |
| Property Address | 406 READING AVE, PENNINGTON, NJ 08534-2721 |
| Document Number | 0000030539 |
| Book / Page | 06334 / 0709 |
| Map Reference | MAP219B |
| Instrument Date | Jun 27, 2018 |
| Instrument | 2018030539 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,205.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 FLORYS MILL RD, 7, FLEMINGTON, NJ 08822-5558 |
| Name | Verified Name |
|---|---|
| Address | 406 READING AVE, PENNINGTON, NJ 08534-2721 |
The 2025 property tax bill for 406 Reading Ave was $12,744, up 3.3% from the year before.
Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| Municipality | Pennington Borough |
| Unified School District | Hopewell Valley Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,500 (-) Land $260,000 Building $119,500 | $379,500 (-) Land $260,000 Building $119,500 | |
| 2025 | $12,744.00 (+3.3%) | $379,500 Land $260,000 Building $119,500 | $379,500 Land $260,000 Building $119,500 |
| 2024 | $12,337.00 | ||
| 2023 | $379,500 Land $260,000 Building $119,500 | $379,500 Land $260,000 Building $119,500 | |
| 2022 | $10,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Reading Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Reading Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENNINGTON W DEPT serves 2,600 people · EPA ID NJ1108001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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