Mercer County and Pennington Borough property record for 409 Reading Ave, Pennington, NJ 08534
| Property Type | Single Family Home |
|---|---|
| Details | 2,796 sqft · built 2000 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Mar 2019) |
| Tax Bill | $16,387 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00903-0000-00005 |
| Primary APN | 08-00903-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,796 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Old Parcel Number | 0800021000000005 |
|---|---|
| Street Address | 409 READING AVE |
| City | PENNINGTON |
| State | NJ |
| Zip | 08534-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Subdivision | TAXIYLAP/THE PENNINGTON BOROUG |
| Legal Block | 903 |
| Legal Lot Number | 5 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | PENNINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3903 |
Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 READING AVE, PENNINGTON, NJ 08534-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 19, 2019 | Deed, Transfer STERLING TTITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 201911476 |
| Deed Book / Page | 6361 / 765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 409 READING AVE, PENNINGTON, NJ 08534-2722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | THE SETTLEMENT GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000006566 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 11572/1033 |
| Instrument | 2021006566 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Mar 19, 2019 |
| Property Address | 409 READING AVE, PENNINGTON, NJ 08534-2722 |
| Document Number | 0000011476 |
| Book / Page | 06361 / 0765 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019011476 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | STERLING TTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,753.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 READING AVE, 409, PENNINGTON, NJ 08534-2722 |
| Name | Verified Name |
|---|---|
| Address | 409 READING AVE, PENNINGTON, NJ 08534-2722 |
Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| Municipality | Pennington Borough |
| Unified School District | Hopewell Valley Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,000 (-) Land $314,000 Building $174,000 | $488,000 (-) Land $314,000 Building $174,000 | |
| 2025 | $16,387.00 (+3.3%) | $488,000 (+6.23%) Land $314,000 Building $174,000 | $488,000 (+6.23%) Land $314,000 Building $174,000 |
| 2024 | $15,864.00 (+21.85%) | ||
| 2023 | $459,400 Land $314,000 Building $145,400 | $459,400 Land $314,000 Building $145,400 | |
| 2022 | $13,019.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENNINGTON W DEPT serves 2,600 people · EPA ID NJ1108001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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