305 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 305 Prospector Ave, Durango, CO 81301 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,670 sqft Living Area
Lot Size7,300 sqft (0.168 acres)
OccupancyOwner Occupied
Last Sale$687,500 (2023)
Tax Bill$4,998.00 (2025)

Property Details

APN / Parcel Number

Primary APN5669-021-03-249
Alternative APN
  • R435081

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,670 sqft Living Area
Gross Area2,143 sqft Gross Area
1st Floor1,670 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Lot Area7,300 sqft (0.168 acres)
Garage TypeAttached Garage
Garage Area473 sqft Garage
Porch Area385 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account NumberR435081
Street Address305 PROSPECTOR AVE
CityDURANGO
StateCO
Zip81301-7954
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: THREE SPRG VILL 1 FIL 3 PH A LOT: 15 PER PLAT 1076287 305 PROSPECTOR AVE DURANGO 81301
Legal SubdivisionTHREE SPRG VILL 1 FIL 3 PH
Legal PhaseA
Legal Block1
Legal Lot Number15
JurisdictionLA PLATA CO
Minor Civil DivisionDURANGO
Census Blockgroup1
Census Block1049
Census Tract970703

Owner

Source: La Plata County records · APN 5669-021-03-249

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address305 PROSPECTOR AVE, DURANGO, CO 81301-7954
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleMay 15, 2015 · Amount on Record
Deed Doc Number20231222297
Record RefreshedSep 20, 2026

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateMay 30, 2023
Property Address305 PROSPECTOR AVE, DURANGO, CO 81301-7954
Document Number0001222297
Map ReferenceDOC 1076287
Instrument DateMay 30, 2023
Instrument1222297
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$68.75
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address175 METZ LN APT 106, 106, DURANGO, CO 81301-7829

Mortgage

Document Number0001222298
DateMay 30, 2023
Instrument1222298
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address305 PROSPECTOR AVE, DURANGO, CO 81301-7954
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001182025
DateNov 23, 2020
Instrument1182025
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$43,350 (-1.97%) Land $8,930 Building $34,420$707,510 (-) Land $145,750 Building $561,760
2025$4,998.00 (+33.64%)$44,220 (+26.49%) Land $9,110 Building $35,110$707,510 (+35.6%) Land $145,750 Building $561,760
2024$3,740.00 (+7.26%)
2023$3,487.00 (+18.12%)$34,960 (+11.69%) Land $6,960 Building $28,000$521,750 (+15.86%) Land $103,860 Building $417,890
2022$2,952.00$31,300 Land $6,930 Building $24,370$450,330 Land $99,690 Building $350,640

Flood & Wildfire

305 Prospector Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · La Plata County (08067C), updated April 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 36th in Colorado
Wildfire LikelihoodModerate — about 1 in 980 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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