419 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 419 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,228 sqft · built 1992
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Company Names on File
Last Sale	$360,000 (Mar 2021)
Tax Bill	$8,412 (2024)
Deeds & Mortgages	Apr 2023 Transfer Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-36-330-006`

Property Details

APN / Parcel Number

Primary APN	`09-36-330-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,228 sqft Living Area
1st Floor Area	1,267 sqft
Basement Area	917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	419 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0007505, 1984R0888373, 1982R0840528 & 1957R0329121 PT NE1/4 SW1/4 /EX DOC 410257/ ET AL: MOORE, LIANE M TR/WAGNER, LAWRENCE G/TAWNY R/STEINER, ROBERT C/DELORES G/SEEGERT, HENRY A/GLADYS MEMO: MOORE, MICHAEL C TR - 1/8 INT PER DOC 2
Legal Subdivision	MINERAL SPGS PARK
Legal Block	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3035
Census Tract	870702

Owner

419 N River Rd is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Company Names on File
Mailing Address	419 N RIVER RD, MCHENRY, IL 60051-5816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Intrafamily Transfer, Transfer ATTORNEY
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit ANDIGO CU
Mar 2, 2021	Re-recorded Document HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Document Number	202111318
Last Transfer Date	Mar 2, 2023
Transfer Doc	0000007505
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Apr 5, 2023
Property Address	419 N RIVER RD, MCHENRY, IL 60051-5816
Document Number	0000007505
Instrument Date	Mar 27, 2023
Instrument	2023R0007505
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 N RIVER RD, MCHENRY, IL 60051-5816

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	419 N RIVER RD, MCHENRY, IL 60051-5816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039073
Date	Sep 24, 2020
Instrument	2020R0039073

Lender

Name	ANDIGO CU
Type	Credit Union
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Mar 2, 2021
Property Address	419 N RIVER RD, MCHENRY, IL 60051-5816
Document Number	0000011318
Instrument Date	Jan 4, 2021
Instrument	2021R0011318
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 N RIVER RD, 419, MCHENRY, IL 60051-5816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	419 N RIVER RD, MCHENRY, IL 60051-5816

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,412.00	$121,178 Land $15,247 Building $105,931	$363,534 Land $45,741 Building $317,793
2022	Homeowner's exemption	$100,717 Land $12,673 Building $88,044	$302,151 Land $38,019 Building $264,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 N River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 N River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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