321 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 321 N River Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (May 2019)
Deeds & MortgagesApr 2022 Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN09-36-331-013

Property Details

APN / Parcel Number

Primary APN09-36-331-013

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address321 N RIVER RD
CityMCHENRY
StateIL
Zip60051-9246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0014756 PT NE1/4 SW1/4
Legal Range08E
Legal Township45N
Legal Section36
Legal Block331
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3035
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address311 N RIVER RD, MCHENRY, IL 60051-9246
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
IMC MORTGAGE CORP
May 24, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2019 · Amount on Record
Deed SaleMay 24, 2019 · Amount on Record
Prior SaleJul 14, 2000 · Amount on Record
Deed Document Number2019R0014756
Record UpdatedJun 7, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address321 N RIVER RD, MCHENRY, IL 60051-9246
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012501
DateApr 5, 2022
Instrument2022R0012501
Lender
NameIMC MORTGAGE CORP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate6.75%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 24, 2019
Property Address321 N RIVER RD, MCHENRY, IL 60051-9246
Document Number0000014756
Instrument DateMay 10, 2019
Instrument14756
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$45.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 N RIVER RD MCHENRY IL 600519246, MCHENRY, IL 60051-9246

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$79,345 Land $20,442 Building $58,903$238,035 Land $61,326 Building $176,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: i3 Broadband.

Nearby Properties on N River Rd

Nearby Streets

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