McHenry County property record for 405 N River Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,661 sqft · built 2001 |
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $330,000 (Sep 2017) |
| Tax Bill | $12,135 (2024) |
| Deeds & Mortgages | Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-331-011 |
| Primary APN | 09-36-331-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,661 sqft Living Area |
| 1st Floor Area | 2,661 sqft |
| Basement Area | 2,649 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Lot Area | 106,722 sqft (2.45 acres) |
| Garage Area | 838 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,040 sqft |
| Deck Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 405 N RIVER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-5816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0021318 PT NE FRL1/4 SW1/4 |
| Legal Subdivision | CAVERCREST |
| Legal Block | 331 |
| Legal Lot Number | SW1/4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 870702 |
405 N River Rd is owner-occupied and held in a trust since September 2017.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 405 N RIVER RD, MCHENRY, IL 60051-5816 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on File |
| Deed Sale | Sep 26, 2017 · Amount on File |
| Prior Sale | Oct 1, 2014 · Amount on File |
| Deed Document Number | 201735610 |
| Prior Transfer Date | Jun 17, 1997 |
| Prior Transfer Doc | 0097028888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 26, 2017 |
| Property Address | 405 N RIVER RD, MCHENRY, IL 60051-5816 |
| Document Number | 0000035610 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 35610 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $495.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 N RIVER RD MCHENRY IL 600515816, MCHENRY, IL 60051-5816 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,135.00 | $167,729 Land $62,412 Building $105,317 | $503,187 Land $187,236 Building $315,951 |
| 2022 | Homeowner's exemption | $139,408 Land $51,874 Building $87,534 | $418,224 Land $155,622 Building $262,602 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 N River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: i3 Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures