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515 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 515 N River Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,276 sqft · built 1966
Lot Size0.196 acres (8,556 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Nov 2011)
Deeds & MortgagesSep 2023 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-36-328-010

Property Details

APN / Parcel Number

Primary APN09-36-328-010

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,276 sqft Living Area
Gross Area1,444 sqft
1st Floor Area1,276 sqft
Basement Area168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleOther
Foundation TypeRaised
Lot Area8,556 sqft
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address515 N RIVER RD
CityMCHENRY
StateIL
Zip60051-5870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2011R0045903 LT 27 CLEMENT LODGE SUB
Legal Range08E
Legal Township45N
Legal Section36
Legal SubdivisionCLEMENT LODGE
Legal Block328
Legal Lot Number27
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3037
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address515 N RIVER RD, MCHENRY, IL 60051-5870
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2011 · Amount on Record
Deed SaleNov 14, 2011 · Amount on Record
Prior SaleNov 14, 2011 · Amount on Record
Deed Document Number0000045903
Last Transfer DateSep 14, 2023
Transfer Doc0000023032
Record UpdatedJun 7, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateSep 14, 2023
Property Address515 N RIVER RD, MCHENRY, IL 60051-5870
Document Number0000023032
Map ReferenceDOC 51909
Instrument DateJun 28, 2023
Instrument2023R0023032
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2607 CUHLMAN RD, MCHENRY, IL 60051-9684

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address515 N RIVER RD, MCHENRY, IL 60051-5870

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address515 N RIVER RD, MCHENRY, IL 60051-5870
Transaction TypeMortgage
Record UpdatedJul 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034129
DateJun 23, 2021
Instrument2021R0034129
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036
Interest
Rate2.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$54,173 Land $8,062 Building $46,111$162,519 Land $24,186 Building $138,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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