413 James Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 413 James Ave, Erlanger, KY 41018 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1954
Lot Size	0.453 acres (19,739 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2021)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-40-09-012.00`

Property Details

APN / Parcel Number

Primary APN	`003-40-09-012.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,168 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	19,739 sqft (0.453 acres)
Lot Dimensions	258 ft deep x 76.5 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	413 JAMES AVE
City	ERLANGER
State	KY
Zip	41018-1680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCALPIN ANNEX 3RD LOT 22 76.49'X 258.06' IRREG
Legal Subdivision	MCALPINS
Legal Phase	3RD
Legal Lot Number	22
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	64300

Owner

Source: Kenton County records · APN 003-40-09-012.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 JAMES AVE, ERLANGER, KY 41018-1680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINFED CU
Nov 23, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Sep 02, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Apr 28, 2004 · Amount on Record
Deed Document Number	20215900271
Deed Book / Page	132 / 938
Prior Transfer Date	Jun 08, 2012
Prior Transfer Doc	0005900163
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	413 JAMES AVE, ERLANGER, KY 41018-1680
Transaction Type	Mortgage
Record Updated	Jan 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 JAMES AVE, ERLANGER, KY 41018-1680

Mortgage

Document Number	0005900194
Date	Aug 21, 2023
Book Page	KCM 485/863
Instrument	23082105900194

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Aug 19, 2027

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 23, 2021
Property Address	413 JAMES AVE, ERLANGER, KY 41018-1680
Document Number	0005900271
Book / Page	132 / 938
Map Reference	PL 628
Instrument Date	Nov 19, 2021
Instrument	21112305900271
Transaction Type	Transfer
Record Updated	Jan 05, 2024
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 HITCHING POST PL, FLORENCE, KY 41042-8990

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 JAMES AVE, ERLANGER, KY 41018-1680
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900272
Date	Nov 23, 2021
Book Page	305/773
Instrument	21112305900272

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	413 JAMES AVE, ERLANGER, KY 41018-1680
Document Number	0000000150
Book / Page	0C6250 / 000207
Instrument Date	Sep 02, 2017
Transaction Type	Mortgage
Record Updated	Oct 06, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 JAMES AVE ERLANGER KY 410181680, ERLANGER, KY 41018-1680

Mortgage

Document Number	0000000150
Date	Sep 19, 2017
Book Page	0C6250/000207
Instrument	150

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,835.00 (+1.54%)	$215,000 (-) Land $25,000 Building $190,000	$215,000 (-) Land $25,000 Building $190,000
2023	$2,792.00	$215,000 Land $25,000 Building $190,000	$215,000 Land $25,000 Building $190,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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