419 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 419 E Prospect Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,535 sqft · built 1870
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on Record
Last Sale$655,000 (Jul 2017)
Tax Bill$40,188 (2024)
Deeds & MortgagesSep 2017 Transfer
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-222-024

Property Details

APN / Parcel Number

Primary APN12-21-222-024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,535 sqft Living Area
Gross Area4,009 sqft
1st Floor Area1,545 sqft
Upper Floors Area990 sqft
Basement Area990 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address419 E PROSPECT AVE
CityLAKE BLUFF
StateIL
Zip60044-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF; LT1 & VAC ALLEY LYG N & E & ADJ & VAC ALLEY LYG N & ADJ ALSO LTS 2, 3 & 4 & VAC ALLEY LYG N & ADJ BLOCK 10
Legal SubdivisionVILLAGE OF LAKE BLUFF
Legal Block10
Legal Lot Number1,2
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1015
Census Tract863300

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address419 E PROSPECT AVE, LAKE BLUFF, IL 60044-2523
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 5, 2017Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2017 · Amount on Record
Deed SaleJul 5, 2017 · Amount on Record
Prior SaleJul 12, 2013 · Amount on Record
Deed Document Number20177408026
Last Transfer DateDec 3, 2024
Transfer Doc0008073742
Record UpdatedSep 20, 2026

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateSep 21, 2017
Property Address419 E PROSPECT AVE, LAKE BLUFF, IL 60044-2523
Document Number0007429288
Instrument DateSep 5, 2017
Instrument7429288
Transaction TypeTransfer
Record UpdatedOct 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address419 E PROSPECT AVE LAKE BLUFF IL 600442523, LAKE BLUFF, IL 60044-2523

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJul 5, 2017
Property Address419 E PROSPECT AVE, LAKE BLUFF, IL 60044-2523
Document Number0007408026
Instrument DateJun 26, 2017
Instrument7408026
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$982.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address998 PRAIRIE TRL GRAYSLAKE IL 600303541, GRAYSLAKE, IL 60030-3541

Mortgage

Document Number7408027
DateJul 5, 2017
Instrument7408027
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueJul 4, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$653,811 (+0.94%) Land $169,493 Building $484,318$1,961,629 (+0.94%) Land $508,530 Building $1,453,099
2024$40,188.00 (-3.1%)
2023$41,475.00 (+2.55%)$647,730 (+9.36%) Land $143,370 Building $504,360$1,943,384 (+9.36%) Land $430,153 Building $1,513,231
2022$40,444.00$592,296 Land $120,392 Building $471,904$1,777,066 Land $361,212 Building $1,415,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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