Lake County property record for 511 E Prospect Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,084 sqft · built 1950 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $26,930 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-223-002 |
| Primary APN | 12-21-223-002 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,084 sqft Living Area |
| Gross Area | 5,380 sqft |
| 1st Floor Area | 2,589 sqft |
| Upper Floors Area | 1,495 sqft |
| Basement Area | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 511 E PROSPECT AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF E 100FT N 125FT BLOCK 16 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF |
| Legal Block | 16 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 863300 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 511 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 4, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2025 |
| Transfer Doc | 0008119404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 4, 2025 |
| Property Address | 511 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615 |
| Document Number | 0008119404 |
| Map Reference | MB A PG 95 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 8119404 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615 |
| Name | Verified Name |
|---|---|
| Address | 511 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 511 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007869707 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 7869707 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 511 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615 |
| Document Number | 0007647991 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 E PROSPECT AVE LAKE BLUFF IL 600442615, LAKE BLUFF, IL 60044-2615 |
| Document Number | 0007647991 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 7647991 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $443,876 (+8.98%) Land $176,913 Building $266,963 | $1,331,761 (+8.98%) Land $530,792 Building $800,969 | |
| 2024 | $26,930.00 (+16.98%) | $407,303 (+10.65%) Land $162,336 Building $244,967 | $1,222,031 (+10.65%) Land $487,057 Building $734,974 |
| 2023 | $23,022.00 (+2.05%) | $368,102 (+5.97%) Land $146,712 Building $221,390 | $1,104,416 (+5.97%) Land $440,180 Building $664,236 |
| 2022 | $22,560.00 | $347,378 Land $138,452 Building $208,926 | $1,042,239 Land $415,398 Building $626,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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