Lake County property record for 412 E Prospect Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,555 sqft · built 1885 |
| Lot Size | 0.071 acres (3,101 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,000 (Jun 2022) |
| Tax Bill | $11,130 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-218-007 |
| Primary APN | 12-21-218-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 2,203 sqft |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 691 sqft |
| Basement Area | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,101 sqft (0.071 acres) |
| Lot Dimensions | 132 ft deep x 25 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 412 E PROSPECT AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF LOT 17 & VAC 20 FT S & ADJ BLOCK 5 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 863300 |
412 E Prospect Ave is owned and occupied by two individuals who bought it in June 2022.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Jan 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on File |
| Deed Sale | Jun 23, 2022 · Amount on File |
| Prior Sale | Sep 5, 2012 · Amount on File |
| Deed Document Number | 20227913584 |
| Prior Transfer Date | Dec 2, 2019 |
| Prior Transfer Doc | 0007629812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 23, 2022 |
| Property Address | 412 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524 |
| Document Number | 0007913584 |
| Map Reference | DOC 323801 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 7913584 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 412 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524 |
| Document Number | 0007913585 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 7913585 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 30, 2020 |
| Property Address | 412 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524 |
| Document Number | 0007629812 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 7629812 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 412 E PROSPECT AVE LAKE BLUFF IL 600442524, LAKE BLUFF, IL 60044-2524 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,252 Land $52,748 Building $123,504 | $528,809 Land $158,260 Building $370,549 | |
| 2024 | $11,130.00 (+23.01%) | ||
| 2023 | $9,048.00 (+3.61%) | $135,534 (+5.97%) Land $40,562 Building $94,972 | $406,642 (+5.97%) Land $121,698 Building $284,944 |
| 2022 | $8,733.00 | $127,903 Land $38,278 Building $89,625 | $383,747 Land $114,845 Building $268,902 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 E Prospect Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 E Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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