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410 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 410 E Prospect Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,712 sqft Living Area
Lot Size4,961 sqft (0.114 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2021)
Tax Bill$12,359.00 (2024)

Owner

Source: Lake County records · APN 12-21-218-006

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address410 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 05, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
GUARANTEED RATE
Aug 31, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleSep 05, 2019 · Amount on Record
Deed Doc Number20217830647
Record RefreshedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 30, 2021
Property Address410 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524
Document Number0007830647
Map ReferenceMB A PG 95
Instrument DateAug 09, 2021
Instrument7830647
Transaction TypeTransfer
Record UpdatedNov 03, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address410 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524

Mortgage

Document Number0007830648
DateSep 30, 2021
Instrument7830648
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 05, 2019
Property Address410 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524
Document Number0007589945
Instrument DateAug 22, 2019
Instrument7589945
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$667.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address213 E CENTER AVE LAKE BLUFF IL 600442503, LAKE BLUFF, IL 60044-2503

Mortgage

Document Number7589947
DateSep 05, 2019
Instrument7589947
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 31, 2018
Property Address410 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524
Document Number0007509956
Map ReferenceMB A PG 95
Instrument DateAug 28, 2018
Instrument7509956
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address410 E PROSPECT AVE, LAKE BLUFF, IL 60044-2524

Mortgage

Document Number0007509957
DateAug 31, 2018
Instrument7509957
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateSep 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$205,312 (+30.04%) Land $84,397 Building $120,915$615,997 (+30.04%) Land $253,216 Building $362,781
2024$12,359.00 (+22.83%)
2023$10,062.00 (+3.64%)$157,880 (+5.97%) Land $64,899 Building $92,981$473,687 (+5.97%) Land $194,716 Building $278,971
2022$9,709.00$148,991 Land $61,245 Building $87,746$447,017 Land $183,753 Building $263,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN12-21-218-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,712 sqft Living Area
Gross Area1,873 sqft Gross Area
1st Floor1,092 sqft 1st Floor
Upper Floors340 sqft Upper Floors
Basement Area441 sqft Basement
Finished Basement280 sqft Finished
Unfinished Basement161 sqft Unfinished
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area4,961 sqft (0.114 acres)
Depth X Width124 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area396 sqft Garage
Patio Area399 sqft Patio
PorchOpen Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address410 E PROSPECT AVE
CityLAKE BLUFF
StateIL
Zip60044-2524
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF E 15 FT LOT 15 ALL LOT 16 & VAC 20 FT LYGS & ADJ BLOCK 5
Legal SubdivisionVILLAGE OF LAKE BLUFF
Legal Block5
Legal Lot Number15,16
JurisdictionLAKE IL
Minor Civil DivisionSHIELDS
Census Blockgroup1
Census Block1014
Census Tract863300

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