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4186 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4186 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,088 sqft · built 1972
Lot Size0.14 acres (6,120 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (May 2024)
Tax Bill$1,997 (2025)
Deeds & MortgagesMay 2022 Sale
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN19E-18S-14-0110-00380-065.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0110-00380-065.0
Alternative APNs
  • 1418S19E0110003800650
  • 1601916

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area1,088 sqft
FlooringSubfloor

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2002
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area6,120 sqft (0.14 acres)
Lot Dimensions129 ft deep x 23.6 ft wide
Garage Area276 sqft
PorchOpen Porch
Porch Area896 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1601916
Old Parcel Number1418S19E0110003800650
Street Address4186 N BLUEWATER DR
CityHERNANDO
StateFL
Zip34442-3152
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionAPACHE SHORES UNIT 11 PB 5 PG 36 LOT 65 BLK 38
Legal Range19E
Legal Township18S
Legal Section13
Legal SubdivisionAPACHE SHORES UNIT 11
Legal Block38
Legal Lot Number65
Legal Unit11
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

4186 N Bluewater Dr, a mobile home, is owned and occupied by an individual who bought it in May 2024.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4186 N BLUEWATER DR, HERNANDO, FL 34442-3152
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Dec 8, 2021Warranty Deed, Transfer
INCOMPASS TITLE LLC, COMPASS TITLE LLC
Apr 15, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Prior SaleMay 23, 2022 · Amount on File
Deed Document Number2024031192
Deed Book / Page3471 / 823
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 23, 2022
Property Address4186 N BLUEWATER DR, HERNANDO, FL 34442-3152
Document Number0032861758
Book / Page3286 / 1758
Map ReferenceMB 5 PG 36
Instrument DateMay 19, 2022
Instrument2022037147
Transaction TypeTransfer
Record UpdatedJun 10, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 MARY ST, 1, WINDHAM, NH 03087-1704

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 BAHIA VISTA CT, SARASOTA, FL 34232-2480

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 8, 2021
Property Address4186 N BLUEWATER DR, HERNANDO, FL 34442-3152
Document Number0032321581
Book / Page3232 / 1581
Map ReferenceMB 5 PG 36
Instrument DateNov 19, 2021
Instrument2021084409
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyINCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

AmountAmount on Record
Tax$1,127.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4186 N BLUEWATER DR, 4186, HERNANDO, FL 34442-3152

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MANY STREET, WINDHAM, NH 03087-1704

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 15, 2020
Property Address4186 N BLUEWATER DR, HERNANDO, FL 34442-3152
Document Number0030531863
Book / Page003053 / 001863
Instrument DateApr 14, 2020
Instrument19831
Transaction TypeTransfer
Record UpdatedJun 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$833.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address805 E FALCONRY CT HERNANDO FL 344423355, HERNANDO, FL 34442-3355

Tax Assessment & Valuation

The 2025 property tax bill for 4186 N Bluewater Dr was $1,997 with an additional exemption, down 18.2% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,997.00 (-18.19%) Additional exemption filed$163,013 (+5.41%) Land $21,420 Building $141,593$163,013 (+5.41%) Land $21,420 Building $141,593
2024$2,441.00 (-4.42%) Additional exemption filed$154,649 (-3.76%) Land $15,410 Building $139,239$154,649 (-3.76%) Land $15,410 Building $139,239
2023$2,554.00 (+6.59%) Additional exemption filed$160,692 (+3.11%) Land $15,410 Building $145,282$160,692 (+3.11%) Land $15,410 Building $145,282
2022$2,396.00 Additional exemption filed$155,841 Land $14,410 Building $141,431$155,841 Land $14,410 Building $141,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4186 N Bluewater Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4186 N Bluewater Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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