4140 N Bluewater Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4140 N Bluewater Dr, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,074 sqft · built 2020
Lot Size	0.158 acres (6,873 sqft)
Owner	2 Trust Names on File
Last Sale	$92,000 (Mar 2006)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`19E-18S-14-0110-00380-0700`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0110-00380-0700`
Alternative APNs	`1418S19E0110003800700` `1601967`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	6,873 sqft (0.158 acres)
Lot Dimensions	110 ft deep x 54 ft wide
View / Lot	Lake Front
Porch	Slab
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1601967
Street Address	4140 N BLUEWATER DR
City	HERNANDO
State	FL
Zip	34442-3152
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH
Legal Description	APACHE SHORES UNIT 11 LOT 70 BLK 38 PB 5 PG 36
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	APACHE SHORES UNIT 11
Legal Block	38
Legal Lot Number	70
Legal Unit	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

4140 N Bluewater Dr, a mobile home, is held in a trust since September 2026.

Source: Citrus County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6605 TRAVIS BLVD, TAMPA, FL 33610-5506
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2006 · Amount on File
Deed Sale	Mar 29, 2006 · Amount on File
Prior Sale	Jun 1, 2003 · Amount on File
Deed Document Number	200623271
Deed Book / Page	1989 / 1059
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000054780
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 11, 2026
Property Address	4140 N BLUEWATER DR, HERNANDO, FL 34442-3152
Document Number	0000054780
Book / Page	3706 / 766
Instrument Date	Sep 10, 2026
Instrument	202654780
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6605 TRAVIS BLVD, TAMPA, FL 33610-5506

Tax Assessment & Valuation

The 2025 property tax bill for 4140 N Bluewater Dr was $3,035, up 7.9% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00 (+7.89%)	$203,078 (+1.55%) Land $25,290 Building $177,788	$203,078 (+1.55%) Land $25,290 Building $177,788
2024	$2,813.00 (+5.75%)	$199,969 (+3.2%) Land $18,450 Building $181,519	$199,969 (+3.2%) Land $18,450 Building $181,519
2023	$2,660.00 (+12.24%)	$193,775 (+8.73%) Land $18,450 Building $175,325	$193,775 (+8.73%) Land $18,450 Building $175,325
2022	$2,370.00	$178,220 Land $17,260 Building $160,960	$178,220 Land $17,260 Building $160,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4140 N Bluewater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	41.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4140 N Bluewater Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000