Citrus County property record for 4175 N Bluewater Dr, Hernando, FL 34442
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 638 sqft · built 1971 |
| Lot Size | 0.105 acres (4,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,500 (Apr 2024) |
| Tax Bill | $879 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-14-0110-00410-0030 |
| Primary APN | 19E-18S-14-0110-00410-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 638 sqft Living Area |
| 1st Floor Area | 372 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,565 sqft (0.105 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 434 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1602726 |
|---|---|
| Street Address | 4175 N BLUEWATER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-7101 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH |
| Legal Description | APACHE SHORES UNIT 11 PB 5 PG 36 LOT 3 BLK 41 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | APACHE SHORES UNIT 11 |
| Legal Block | 41 |
| Legal Lot Number | 3 |
| Legal Unit | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 450105 |
4175 N Bluewater Dr, a mobile home, is owned and occupied by an individual who bought it in April 2024.
Source: Citrus County records, as of March 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4175 N BLUEWATER DR, HERNANDO, FL 34442-7101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Warranty Deed, Transfer · Seller Carry-Back CHRISTOPHER FREEMAN |
| Jul 14, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMANDA STOKES |
| Sep 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on File |
| Deed Sale | Apr 8, 2024 · Amount on File |
| Prior Sale | Dec 1, 1999 · Amount on File |
| Deed Document Number | 202419830 |
| Deed Book / Page | 3458 / 240 |
| Prior Transfer Date | Mar 13, 2017 |
| Prior Transfer Doc | 0028542477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 8, 2024 |
| Property Address | 4175 N BLUEWATER DR, HERNANDO, FL 34442-7101 |
| Document Number | 0034580240 |
| Book / Page | 3458 / 240 |
| Map Reference | MB 5 PG 36 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024019830 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | TITLE US LLC, TITLE USA LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7241 W PINEBROOK ST, CRYSTAL RIVER, FL 34429-7719 |
| Name | Verified Name |
|---|---|
| Address | 4175 N BLUEWATER DR, HERNANDO, FL 34442-7101 |
| Document Number | 0003458242 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 3458/242 |
| Name | CHRISTOPHER FREEMAN |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 4175 N BLUEWATER DR, HERNANDO, FL 34442-7101 |
| Document Number | 0031841716 |
| Book / Page | 3184 / 1716 |
| Map Reference | MB 5 PG 36 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021047768 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | TITLE US LLC, TITLE USA LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8710 E ORANGE AVE, FLORAL CITY, FL 34436-4738 |
| Name | Verified Name |
|---|---|
| Address | 7241 W PINEBROOK ST, CRYSTAL RIVER, FL 34429-7719 |
| Document Number | 0031841717 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 3184/1717 |
| Name | AMANDA STOKES |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 26 Months |
| Due | Sep 1, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 29, 2017 |
| Property Address | 4175 N BLUEWATER DR, HERNANDO, FL 34442-7101 |
| Document Number | 0028542477 |
| Book / Page | 002854 / 002477 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 44603 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4175 N BLUEWATER DR HERNANDO FL 344427101, HERNANDO, FL 34442-7101 |
The 2025 property tax bill for 4175 N Bluewater Dr was $879, up 18.5% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $879.00 (+18.46%) | $46,232 (+1.33%) Land $7,500 Building $38,732 | $46,232 (+1.33%) Land $7,500 Building $38,732 |
| 2024 | $742.00 (+13.98%) | $45,623 (+35.9%) Land $7,500 Building $38,123 | $45,623 (+35.9%) Land $7,500 Building $38,123 |
| 2023 | $651.00 (+7.43%) | $33,572 (+5.7%) Land $7,500 Building $26,072 | $33,572 (+5.7%) Land $7,500 Building $26,072 |
| 2022 | $606.00 Additional exemption filed | $31,762 Land $5,000 Building $26,762 | $31,762 Land $5,000 Building $26,762 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4175 N Bluewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4175 N Bluewater Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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