Citrus County property record for 4155 N Bluewater Dr, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 900 sqft · built 1972 |
| Lot Size | 0.2 acres (8,717 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Mar 2002) |
| Tax Bill | $462 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-14-0110-00410-004.0 |
| Primary APN | 19E-18S-14-0110-00410-004.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,717 sqft (0.2 acres) |
| Lot Dimensions | 101 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 299 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 273 sqft |
| Patio Area | 160 sqft |
| Fence | Fence |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1602734 |
|---|---|
| Old Parcel Number | 1418S19E0110004100040 |
| Street Address | 4155 N BLUEWATER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-7101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | APACHE SHORES UNIT 11 PB 5 PG 36 LOTS 4 & 5 BLK 41 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | APACHE SHORES UNIT 11 |
| Legal Block | 41 |
| Legal Lot Number | 4-5 5 |
| Legal Unit | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 450105 |
4155 N Bluewater Dr is owned and occupied by an individual who bought it in March 2002.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4155 N BLUEWATER DR, HERNANDO, FL 34442-7101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2002 · Amount on File |
| Deed Sale | Mar 13, 2002 · Amount on File |
| Deed Document Number | 1245313 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4155 N Bluewater Dr was $462 with exemptions applied, up 15.8% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $462.00 (+15.79%) Homeowner's exemption Additional exemption filed | $123,901 (-4.29%) Land $15,000 Building $108,901 | $123,901 (-4.29%) Land $15,000 Building $108,901 |
| 2024 | $399.00 (+4.18%) Homeowner's exemption Additional exemption filed | $129,450 (+1.35%) Land $15,000 Building $114,450 | $129,450 (+1.35%) Land $15,000 Building $114,450 |
| 2023 | $383.00 (+6.98%) Homeowner's exemption Additional exemption filed | $127,726 (+90.78%) Land $15,000 Building $112,726 | $127,726 (+90.78%) Land $15,000 Building $112,726 |
| 2022 | $358.00 Homeowner's exemption Additional exemption filed | $66,950 Land $10,000 Building $56,950 | $66,950 Land $10,000 Building $56,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4155 N Bluewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4155 N Bluewater Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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