390 Windmere Dr, Troy, OH 45373 Property Records

Miami County property record for 390 Windmere Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,642 sqft · built 2017
Lot Size	0.553 acres (24,089 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,338 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C06-084456`

Property Details

APN / Parcel Number

Primary APN	`C06-084456`
Alternative APN	`040604.2-08-021-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,642 sqft Living Area
1st Floor Area	5,284 sqft
Basement Area	2,642 sqft
Finished Basement	1,400 sqft
Unfinished Basement	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	24,089 sqft (0.553 acres)
Garage Area	1,022 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	295 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	390 WINDMERE DR
City	TROY
State	OH
Zip	45373-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-4 LOT 43 MERRIMONT SUB #12
Legal Range	06
Legal Township	04
Legal Section	04
Legal Subdivision	MERRIMONT SUB #12
Legal Lot Number	43
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3012
Census Tract	365302

Owner

Source: Miami County records · APN C06-084456

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	390 WINDMERE DR, TROY, OH 45373-4633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Feb 09, 2018	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK
Feb 01, 2018	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	390 WINDMERE DR, TROY, OH 45373-4633
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010981
Date	Jun 22, 2021
Instrument	2021OR-10981

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	390 WINDMERE DR, TROY, OH 45373-4633
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001649
Date	Feb 09, 2018
Instrument	2018OR-01649

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2028

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	390 WINDMERE DR, TROY, OH 45373-4633
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001362
Date	Feb 01, 2018
Instrument	2018OR-01362

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,338.00 (+19.95%) Homeowner's exemption	$271,710 (+35.6%) Land $33,570 Building $238,140	$776,300 (+35.6%) Land $95,900 Building $680,400
2024	$7,785.00 (+2.06%) Homeowner's exemption	$200,380 (-) Land $32,170 Building $168,210
2023	$7,628.00 (+16.99%) Homeowner's exemption	$200,380 (-) Land $32,170 Building $168,210	$572,500 (-) Land $91,900 Building $480,600
2022	$6,520.00 Homeowner's exemption	$200,380 Land $32,170 Building $168,210	$572,500 Land $91,900 Building $480,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 276 locations within half a mile of this property.

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