364 Windmere Dr, Troy, OH 45373 Property Records

Miami County property record for 364 Windmere Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,412 sqft · built 2017
Lot Size0.607 acres (26,441 sqft)
OwnerIndividual Name on Record
Tax Bill$8,964 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNC06-084458

Property Details

APN / Parcel Number

Primary APNC06-084458
Alternative APN
  • 040604.2-08-020-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,412 sqft Living Area
1st Floor Area4,824 sqft
Basement Area2,412 sqft
Finished Basement1,400 sqft
Unfinished Basement1,012 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialBrick
Lot Area26,441 sqft (0.607 acres)
Garage Area979 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area298 sqft
Deck Area70 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address364 WINDMERE DR
CityTROY
StateOH
Zip45373-4633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-4-4 LOT 44 MERRIMONT SUB #12
Legal Range06
Legal Township04
Legal Section04
Legal SubdivisionMERRIMONT SUB #12
Legal Lot Number44
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3012
Census Tract365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address364 WINDMERE DR, TROY, OH 45373-4633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address364 WINDMERE DR, TROY, OH 45373-4633
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address364 WINDMERE DR, TROY, OH 45373-4633

Mortgage

Document Number0000014402
DateDec 12, 2025
Instrument2025OR-14402
Lender
NameMINSTER BANK
TypeBank
Address1280 EXPERIMENT FARM RD, TROY, OH 45373
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,964.00 (+19.68%) Homeowner's exemption$260,830 (+35.29%) Land $33,570 Building $227,260$745,200 (+35.29%) Land $95,900 Building $649,300
2024$7,490.00 (+2.06%) Homeowner's exemption$192,790 (-) Land $32,170 Building $160,620
2023$7,339.00 (+16.99%) Homeowner's exemption$192,790 (-) Land $32,170 Building $160,620$550,800 (-) Land $91,900 Building $458,900
2022$6,273.00 Homeowner's exemption$192,790 Land $32,170 Building $160,620$550,800 Land $91,900 Building $458,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (2008–2014)
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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