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414 Summit Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 414 Summit Ave, Schenectady, NY 12307 · Last verified August 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size4,792 sqft (0.11 acres)
Last Sale$165,000 (2026)

Property Details

APN / Parcel Number

Primary APN421500 49.24-2-11.12

Exterior

Lot Area4,792 sqft (0.11 acres)
Depth X Width115 ft x 31.1 ft Depth x Width

Location & Zoning

Street Address414 SUMMIT AVE
CitySCHENECTADY
StateNY
Zip12307-1719
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal Block2
Legal Lot Number11.012
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3002
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.24-2-11.12

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address154 DELAWARE AVE, H, TROY, NY 12180-5414
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
HOME HEADQUARTERS INC
Dec 29, 2025Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
CHARLES HUDSON
Jan 06, 2026Deed of Trust, Mortgage
HOME HEADQUARTERS INC
Jan 06, 2026Warranty Deed, Transfer · Conventional Mortgage
HOME HEADQUARTERS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2026 · Amount on Record
Deed SaleJan 06, 2026 · Amount on Record
Deed Doc Number2026289
Deed Book / Page2163 / 891
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address414 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyCHICAGO TITLE ALBANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 DELAWARE AVE, TROY, NY 12180-5477

Mortgage

Document Number0000000294
DateJan 06, 2026
Instrument202600294
Lender
NameHOME HEADQUARTERS INC
TypeNon-Lending Institution
AddressSYRACUSE, NY 13204
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address414 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyAMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905

Mortgage

Document Number0000030259
DateDec 29, 2025
Instrument202530259
Lender
NameCHARLES HUDSON
TypePrivate Party
Address414 SUMMIT AVE, SCHENECTADY, NY 12307
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address414 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyCHICAGO TITLE ALBANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 SUMMIT AVE, SCHENECTADY, NY 12307-1719

Mortgage

Document Number0000000295
DateJan 06, 2026
Instrument202600295
Lender
NameHOME HEADQUARTERS INC
TypeNon-Lending Institution
AddressSYRACUSE, NY 13204
Agreement
AmountAmount Recorded

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 06, 2026
Property Address414 SUMMIT AVE, SCHENECTADY, NY 12307-1719
Document Number0000000289
Instrument DateDec 10, 2025
Instrument202600289
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyCHICAGO TITLE ALBANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1 STONEBREAK RD, MALTA, NY 12020-4425

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 DELAWARE AVE APT H, H, TROY, NY 12180-5414

Mortgage

Document Number0000000291
DateJan 06, 2026
Instrument202600291
Lender
NameHOME HEADQUARTERS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 01, 2051

Mortgage

Document Number0000000292
DateJan 06, 2026
Instrument202600292
Lender
NameNEW YORK STATE HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressNEW YORK, NY 10022
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$6,800 Land $6,800$11,260 Land $11,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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