Kane County property record for 418 Ford St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,912 sqft · built 1905 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,500 (Apr 2013) |
| Tax Bill | $5,317 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-401-002 |
| Primary APN | 12-03-401-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 2,868 sqft |
| Basement Area | 956 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 13,500 sqft (0.31 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 418 FORD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 LOT 7 & 8 BLOCK 23 |
| Legal Subdivision | GENEVA |
| Legal Block | 1 |
| Legal Lot Number | 7&8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
418 Ford St is owned and occupied by two individuals who bought it in April 2013.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 FORD ST, GENEVA, IL 60134-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| May 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2013 · Amount on File |
| Deed Sale | Apr 24, 2013 · Amount on File |
| Deed Document Number | 201330406 |
| Prior Transfer Date | Jan 5, 2007 |
| Prior Transfer Doc | 0000026504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 418 FORD ST, GENEVA, IL 60134-1342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 418 FORD ST, GENEVA, IL 60134-1342 |
| Document Number | 0000060153 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022K060153 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate | 5.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 418 FORD ST, GENEVA, IL 60134-2689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025242 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2017K025242 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 418 FORD ST, GENEVA, IL 60134-2689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000024023 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020K024023 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 418 Ford St was $5,317 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,317.00 Homeowner's exemption | $202,397 (+17.99%) Land $43,345 Building $159,052 | $607,434 (+17.99%) Land $130,087 Building $477,347 |
| 2024 | $171,541 Land $39,949 Building $131,592 | $514,829 Land $119,895 Building $394,934 | |
| 2022 | $6,314.00 (-1%) Homeowner's exemption | $138,997 (+3.86%) Land $33,746 Building $105,251 | $416,991 (+3.86%) Land $101,238 Building $315,753 |
| 2021 | $6,378.00 Homeowner's exemption | $133,831 Land $32,492 Building $101,339 | $401,493 Land $97,476 Building $304,017 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Ford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 418 Ford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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