428 Ford St, Geneva, IL 60134 Property Records

Kane County property record for 428 Ford St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Lot Size0.295 acres (12,873 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Oct 2024)
Tax Bill$7,874 (2025)
Flood ZoneZone X (minimal risk)
APN12-03-401-012

Property Details

APN / Parcel Number

Primary APN12-03-401-012

Exterior

Lot Area12,873 sqft (0.295 acres)

Location & Zoning

Street Address428 FORD ST
CityGENEVA
StateIL
Zip60134-1342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PT OF LOTS 6 & 7 BK 23 AS DESC IN 2001K009760 GENEVA -ORIGINAL TOWN- AS DELINEATED ON SURVEY PROVIDED WITH TP-RQ (PRIOR TO 9/14/15 REQUEST) COMBINED PER TAX PAYER REQUEST DATED 9/14/15
Legal SubdivisionORIGINAL TOWN OF GENEVA
Legal Block1
Legal Lot Number6,7
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1026
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Geneva Historic District
listed 1982 · 150 contributing resources · NRIS 82002549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address822 E SIDE DR, GENEVA, IL 60134-1560
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2024 · Amount on Record
Deed SaleOct 9, 2024 · Amount on Record
Prior SaleDec 27, 2016 · Amount on Record
Deed Document Number202436681
Prior Transfer DateFeb 2, 2001
Prior Transfer Doc0000009760
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,874.00 (+34.44%)
2024$100,490 (+31.95%) Land $39,949 Building $60,541$301,591 (+32.01%) Land $119,895 Building $181,696
2022$5,857.00 (+86.23%) Homeowner's exemption$76,156 (+75.87%) Land $33,746 Building $42,410$228,468 (+75.87%) Land $101,238 Building $127,230
2021$3,145.00 Homeowner's exemption$43,302 Land $32,492 Building $10,810$129,906 Land $97,476 Building $32,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Ford St

Nearby Streets

Search Property Records by Address or Parcel Number