Kane County property record for 227 Ford St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,958 sqft · built 1853 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jun 2019) |
| Tax Bill | $24,661 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-278-008 |
| Primary APN | 12-03-278-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,298 sqft |
| Basement Area | 340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1853 |
|---|---|
| Effective Year Built | Effective 1853 |
| Lot Area | 8,400 sqft (0.193 acres) |
| View / Lot | Corner |
| Street Address | 227 FORD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENEVA -ORIGINAL TOWN-- SLY 140 FT LOT 5 BLK 16 |
| Legal Subdivision | GENEVA -ORIGINAL TOWN-- SLY |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 227 FORD ST, GENEVA, IL 60134-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 7, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC |
| Jun 5, 2019 | Warranty Deed, Transfer · ARM US BANK NA |
| May 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 29, 2017 | Deed, Transfer · ARM OLD SECOND NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on Record |
| Deed Sale | Jun 5, 2019 · Amount on Record |
| Prior Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 201922888 |
| Prior Transfer Date | May 9, 2019 |
| Prior Transfer Doc | 0000018759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 227 FORD ST, GENEVA, IL 60134-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000035371 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 2019K035371 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 227 FORD ST, GENEVA, IL 60134-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLYMOUTH TITLE GUARANTY CORP |
| Name | Verified Name |
|---|
| Document Number | 0000076143 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020K076143 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 5, 2019 |
| Property Address | 227 FORD ST, GENEVA, IL 60134-1449 |
| Document Number | 0000022888 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019K022888 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 FORD ST, GENEVA, IL 60134-1449 |
| Document Number | 0000022889 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 2019K022889 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 10, 2019 |
| Property Address | 227 FORD ST, GENEVA, IL 60134-1449 |
| Document Number | 0000018759 |
| Instrument Date | May 9, 2019 |
| Instrument | 18759 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 TRENTT DR BATAVIA IL 605102832, BATAVIA, IL 60510-2832 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 29, 2017 |
| Property Address | 227 FORD ST, GENEVA, IL 60134-1449 |
| Document Number | 0000062098 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017K062098 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 217 TRENTT DR, BATAVIA, IL 60510-2832 |
| Document Number | 0000062100 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 2017K062100 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,661.00 (+8.2%) Homeowner's exemption | $349,447 (+8.5%) Land $39,010 Building $310,437 | $1,048,761 (+8.5%) Land $117,077 Building $931,684 |
| 2024 | $322,071 (+5.95%) Land $35,954 Building $286,117 | $966,600 (+6%) Land $107,905 Building $858,694 | |
| 2022 | $22,791.00 (-7.67%) Homeowner's exemption | $303,970 (+3.86%) Land $30,371 Building $273,599 | $911,910 (+3.86%) Land $91,113 Building $820,797 |
| 2021 | $24,683.00 | $292,673 Land $29,242 Building $263,431 | $878,019 Land $87,726 Building $790,293 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures