415 Ford St, Geneva, IL 60134 Property Records

Kane County property record for 415 Ford St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,688 sqft · built 1896
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Tax Bill$10,387 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-03-255-007

Property Details

APN / Parcel Number

Primary APN12-03-255-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,688 sqft Living Area
Gross Area2,532 sqft
Basement Area844 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Lot Area7,500 sqft (0.172 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address415 FORD ST
CityGENEVA
StateIL
Zip60134-1341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 50 LOT 3 BLOCK 14
Legal SubdivisionGENEVA
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1019
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Geneva Historic District
listed 1982 · 150 contributing resources · NRIS 82002549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address734 HINMAN AVE, 2, EVANSTON, IL 60202-4449
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 16, 2021Re-recorded Document
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 6, 2021
Transfer Doc0000093495
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address415 FORD ST, GENEVA, IL 60134-1341
Transaction TypeMortgage
Record UpdatedJun 1, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093782
DateDec 17, 2021
Instrument2021K093782
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate4%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 13, 2021
Property Address415 FORD ST, GENEVA, IL 60134-1341
Document Number0000061914
Instrument DateAug 6, 2021
Instrument2021K061914
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address734 HINMAN AVE APT 2, 2, EVANSTON, IL 60202-4449

Mortgage

Document Number0000061915
DateAug 13, 2021
Instrument2021K061915
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate4%

December 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKANE IL
Recording DateDec 16, 2021
Property Address415 FORD ST, GENEVA, IL 60134-1341
Document Number0000093495
Instrument DateAug 6, 2021
Instrument2021K093495
Record UpdatedDec 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address734 HINMAN AVE APT 2, 734, EVANSTON, IL 60202-4449

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address734 HINMAN AVE APT 2, 2, EVANSTON, IL 60202-4449

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,387.00 (+12.73%)$143,824 (+8.5%) Land $39,010 Building $104,814$431,645 (+8.5%) Land $117,077 Building $314,568
2024$132,557 (+20.11%) Land $35,954 Building $96,603$397,830 (+20.16%) Land $107,905 Building $289,925
2022$9,214.00 (+2.82%)$110,361 (+3.86%) Land $30,371 Building $79,990$331,083 (+3.86%) Land $91,113 Building $239,970
2021$8,961.00$106,259 Land $29,242 Building $77,017$318,777 Land $87,726 Building $231,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Ford St

Nearby Streets

Search Property Records by Address or Parcel Number