Banks County property record for 418 Emory Chambers Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,592 sqft · built 2002 |
| Lot Size | 15.8 acres (689,119 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,311 (2025) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone A (high risk) |
| APN | B38 008 |
| Primary APN | B38 008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,592 sqft Heated Area |
| 1st Floor Area | 2,144 sqft |
| Attic Area | 448 sqft |
| Basement Area | 2,144 sqft |
| Unfinished Basement | 2,144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 689,119 sqft (15.8 acres) |
| Garage Area | 728 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,552 sqft |
| Patio Area | 204 sqft |
| Canopy | 400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 984 |
|---|---|
| Street Address | 418 EMORY CHAMBERS RD |
| City | LULA |
| State | GA |
| Zip | 30554-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PB16-6 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970200 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 418 EMORY CHAMBERS RD, LULA, GA 30554-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2022 |
| Deed Sale | Sep 29, 2022 |
| Deed Document Number | 2022-000863 |
| Deed Book / Page | 534 / 318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Sep 29, 2022 |
| Property Address | 418 EMORY CHAMBERS RD, LULA, GA 30554-3917 |
| Document Number | 000534/318 |
| Book / Page | 534 / 318 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022-000863 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 EMORY CHAMBERS RD, LULA, GA 30554-3917 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,311.00 (+15.3%) Homeowner's exemption | $227,733 (+26.53%) Land $71,761 Building $155,972 | $569,333 (+26.53%) Land $179,402 Building $389,931 |
| 2023 | $3,739.00 (-1.45%) Homeowner's exemption | $179,986 (-1.42%) Land $60,686 Building $119,300 | $449,964 (-1.42%) Land $151,714 Building $298,250 |
| 2022 | $3,794.00 Homeowner's exemption | $182,580 Land $56,757 Building $125,823 | $456,450 Land $141,892 Building $314,558 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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