Banks County property record for 448 Emory Chambers Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 1995 |
| Lot Size | 6.88 acres (300,128 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,554 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B38 009 |
| Primary APN | B38 009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 800 sqft Heated Area |
| 1st Floor Area | 544 sqft |
| Flooring | Marble |
| Interior Walls | Plywood |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Metal |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Tin |
| Lot Area | 300,128 sqft (6.88 acres) |
| Garage Area | 861 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 16 sqft |
| Patio Area | 144 sqft |
| Canopy | 400 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | Window A/C |
|---|
| Account Number | 1657 |
|---|---|
| Street Address | 448 EMORY CHAMBERS RD |
| City | LULA |
| State | GA |
| Zip | 30554-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | LOT 27/2MH/L PB10-48 |
| Legal Subdivision | FERDIE CHAMBERS ESTATE |
| Legal Lot Number | 27 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970200 |
Source: Banks County records · APN B38 009
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 448 EMORY CHAMBERS RD, LULA, GA 30554-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2011 |
| Deed Sale | Jun 28, 2011 |
| Prior Sale | Jun 24, 2011 |
| Deed Document Number | 006-2011-000501 |
| Deed Book / Page | 364 / 320 |
| Record Updated | Jun 08, 2026 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,554.00 (+21.88%) Homeowner's exemption | $84,456 (+34.73%) Land $37,837 Building $46,619 | $211,139 (+34.73%) Land $94,592 Building $116,547 |
| 2023 | $1,275.00 (+13.84%) Homeowner's exemption | $62,687 Land $36,404 Building $26,283 | $156,717 Land $91,010 Building $65,707 |
| 2022 | $1,120.00 |
Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 3 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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