Banks County property record for 496 Emory Chambers Rd, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 2000 |
| Lot Size | 23.2 acres (1,012,334 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,500 (Apr 2015) |
| Tax Bill | $3,012 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | B38 010 |
| Primary APN | B38 010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| 1st Floor Area | 2,052 sqft |
| Basement Area | 2,052 sqft |
| Unfinished Basement | 2,052 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,012,334 sqft (23.2 acres) |
| Garage Area | 441 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 436 sqft |
| Patio Area | 436 sqft |
| Canopy | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 5362 |
|---|---|
| Street Address | 496 EMORY CHAMBERS RD |
| City | LULA |
| State | GA |
| Zip | 30554-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | 2017 GMD 265 PB16-50 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970200 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 496 EMORY CHAMBERS RD, LULA, GA 30554-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2015 · Amount on Record |
| Deed Sale | Apr 2, 2015 · Amount on Record |
| Deed Document Number | 2015-000213 |
| Deed Book / Page | 411 / 121 |
| Record Updated | Jun 8, 2026 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,012.00 (-3.15%) Homeowner's exemption | $239,478 (+6.37%) Land $90,028 Building $149,450 | $598,697 (+6.37%) Land $225,071 Building $373,626 |
| 2024 | $3,110.00 (+34.34%) Homeowner's exemption | $225,136 (+16.94%) Land $81,844 Building $143,292 | $562,839 (+16.94%) Land $204,609 Building $358,230 |
| 2023 | $2,315.00 (-4.14%) Homeowner's exemption | $192,518 (+21.05%) Land $74,368 Building $118,150 | $481,295 (+21.05%) Land $185,920 Building $295,375 |
| 2022 | $2,415.00 Homeowner's exemption | $159,035 Land $55,865 Building $103,170 | $397,586 Land $139,662 Building $257,924 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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