Banks County property record for 131 Emory Chambers Rd, Lula, GA 30554
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 1900 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,100,000 (Sep 2017) |
| Tax Bill | $6,420 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B38 002A |
| Primary APN | B38 002A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,028 sqft Heated Area |
| 1st Floor Area | 2,028 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,128 sqft |
| Patio Area | 104 sqft |
| Poultry House | 14,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7600 |
|---|---|
| Street Address | 131 EMORY CHAMBERS RD |
| City | LULA |
| State | GA |
| Zip | 30554-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | PB 26-157 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970200 |
131 Emory Chambers Rd, a rural home, is owned by a company that bought it in September 2017 and is owner-occupied.
Source: Banks County records, as of November 13, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 131 EMORY CHAMBERS RD, LULA, GA 30554-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on File |
| Deed Sale | Sep 14, 2017 · Amount on File |
| Deed Document Number | 0000442518 |
| Deed Book / Page | 442 / 518 |
| Prior Transfer Date | Sep 12, 2017 |
| Prior Transfer Doc | 000442/518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Sep 12, 2017 |
| Property Address | 131 EMORY CHAMBERS RD, LULA, GA 30554-3923 |
| Document Number | 000442/518 |
| Book / Page | 442 / 518 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 2017-000671 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 EMORY CHAMBERS RD, LULA, GA 30554-3923 |
| Document Number | 000442/525 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 442/525 |
| Name | ATLANTIC CAPITAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Oct 1, 2042 |
The 2025 property tax bill for 131 Emory Chambers Rd was $6,420, up 1.7% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,420.00 (+1.69%) | $336,281 (+4.96%) Land $105,531 Building $230,750 | $840,702 (+4.96%) Land $263,827 Building $576,875 |
| 2024 | $6,313.00 (+8.4%) | $320,392 (+11.97%) Land $96,702 Building $223,690 | $800,982 (+11.97%) Land $241,756 Building $559,226 |
| 2023 | $5,824.00 (+38.04%) | $286,151 (+3.21%) Land $95,449 Building $190,702 | $715,376 (+3.21%) Land $238,622 Building $476,754 |
| 2022 | $4,219.00 | $277,246 Land $97,136 Building $180,110 | $693,114 Land $242,840 Building $450,274 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 131 Emory Chambers Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Emory Chambers Rd is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 25 / 3 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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