Oconee County property record for 418 E Harper Ridge Dr, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 1995 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $224,000 (Dec 2017) |
| Tax Bill | $794 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292-00-05-051 |
| Primary APN | 292-00-05-051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Pool Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 39323 |
|---|---|
| Old Parcel Number | 292 00 05 051 |
| Street Address | 418 E HARPER RIDGE DR |
| City | SENECA |
| State | SC |
| Zip | 29678-5400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E HARPER RIDGE DR (5.00 AC) |
| Legal Subdivision | SENECA TNSHIP ADD |
| Legal Block | 5 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30801 |
Source: Oconee County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 418 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 14, 2017 | Grant Deed, Transfer · VA Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on Record |
| Deed Sale | Dec 14, 2017 · Amount on Record |
| Prior Sale | Dec 13, 2017 · Amount on Record |
| Deed Document Number | 0000007444 |
| Deed Book / Page | 002322 / 000138 |
| Last Transfer Date | Aug 12, 2025 |
| Transfer Doc | 0000001985 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 418 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014933 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 4118/102 |
| Instrument | 14933 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Dec 14, 2017 |
| Property Address | 418 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Document Number | 0000007444 |
| Book / Page | 002322 / 000138 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 7444 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | REAL ESTS TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 E HAPER RIDGE DR SENECA SC 29678, SENECA, SC 29678 |
| Document Number | 7445 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 003677/000246 |
| Instrument | 7445 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2047 |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $794.00 | $9,566 (-) Land $1,340 Building $8,226 | $239,158 (-) Land $33,500 Building $205,658 |
| 2023 | $9,566 Land $1,340 Building $8,226 | $239,158 Land $33,500 Building $205,658 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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