415 E Harper Ridge Dr, Seneca, SC 29678 Property Records

Oconee County property record for 415 E Harper Ridge Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,762 sqft · built 2010
Lot Size	4.17 acres (181,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jun 2019)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292-00-05-082`

Property Details

APN / Parcel Number

Primary APN	`292-00-05-082`
Alternative APN	`39349`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,762 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	181,645 sqft (4.17 acres)
Garage Type	Attached
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39349
Old Parcel Number	292 00 05 082
Street Address	415 E HARPER RIDGE DR
City	SENECA
State	SC
Zip	29678-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(4.169 AC)
Legal Block	5
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1016
Census Tract	30801

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 E HARPER RIDGE DR, SENECA, SC 29678-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 21, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jun 3, 2019	Grant Deed, Transfer · VA Mortgage USAA
May 8, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	0024710251
Deed Book / Page	002471 / 000251
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	415 E HARPER RIDGE DR, SENECA, SC 29678-5400
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019904
Date	Jun 16, 2022
Book Page	4346/143
Instrument	19904

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	415 E HARPER RIDGE DR, SENECA, SC 29678-5400
Document Number	0039310240
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 E HARPER RIDGE DR SENECA SC 296785400, SENECA, SC 29678-5400

Mortgage

Document Number	0039310240
Date	Feb 28, 2020
Book Page	003931/000240

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 3, 2019
Property Address	415 E HARPER RIDGE DR, SENECA, SC 29678-5400
Document Number	0024710251
Book / Page	002471 / 000251
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 E HARPER RIDGE DR SENECA SC 296785400, SENECA, SC 29678-5400

Mortgage

Document Number	38360132
Date	Jun 3, 2019
Book Page	003836/000132

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 8, 2017
Property Address	415 E HARPER RIDGE DR, SENECA, SC 29678-5400
Document Number	0000013683
Book / Page	002265 / 000155
Instrument Date	May 5, 2017
Instrument	13683
Transaction Type	Transfer
Record Updated	May 25, 2017

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	278 DORANTOWN RD COVINGTON TOWNSHIP PA 184447965, COVINGTON TOWNSHIP, PA 18444-7965

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00	$12,465 (-) Land $1,158 Building $11,307	$311,621 (-) Land $28,940 Building $282,681
2023		$12,465 Land $1,158 Building $11,307	$311,621 Land $28,940 Building $282,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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