401 E Harper Ridge Dr, Seneca, SC 29678 Property Records

Oconee County property record for 401 E Harper Ridge Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Tax Bill	$957 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292-00-05-183`

Property Details

APN / Parcel Number

Primary APN	`292-00-05-183`
Alternative APN	`39439`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,680 sqft Living Area
Attic Area	1,680 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39439
Old Parcel Number	292 00 05 183
Street Address	401 E HARPER RIDGE DR
City	SENECA
State	SC
Zip	29678-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E HARPER RDG (5.00 AC)
Legal Subdivision	JAMES G HART
Legal Block	5
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1016
Census Tract	30801

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 E HARPER RIDGE DR, SENECA, SC 29678-5400
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Aug 8, 2025
Transfer Doc	0000001858
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	401 E HARPER RIDGE DR, SENECA, SC 29678-5400
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015724
Date	Mar 29, 2021
Book Page	4126/95
Instrument	15724

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	401 E HARPER RIDGE DR, SENECA, SC 29678-5400
Document Number	0039630098
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E HARPER RIDGE DR SENECA SC 296785400, SENECA, SC 29678-5400

Mortgage

Document Number	0039630098
Date	May 15, 2020
Book Page	003963/000098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	401 E HARPER RIDGE DR, SENECA, SC 29678-5400
Document Number	0038330162
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E HARPER RIDGE DR SENECA SC 296785400, SENECA, SC 29678-5400

Mortgage

Document Number	0038330162
Date	May 24, 2019
Book Page	003833/000162

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00	$9,134 (-) Land $1,340 Building $7,794	$228,358 (-) Land $33,500 Building $194,858
2023		$9,134 Land $1,340 Building $7,794	$228,358 Land $33,500 Building $194,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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