Oconee County property record for 402 E Harper Ridge Dr, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,873 sqft · built 1999 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Aug 2017) |
| Tax Bill | $783 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292-00-05-123 |
| Primary APN | 292-00-05-123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,873 sqft Living Area |
| 1st Floor Area | 1,873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 39387 |
|---|---|
| Street Address | 402 E HARPER RIDGE DR |
| City | SENECA |
| State | SC |
| Zip | 29678-5400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB A557 MAPPLATP 8 NW OF E HARPER RIDGE RD BP#10269/2000 |
| Legal Subdivision | JAMES G HART |
| Legal Block | 5 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30801 |
Source: Oconee County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 2, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Aug 10, 2017 | Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on Record |
| Deed Sale | Aug 10, 2017 · Amount on Record |
| Deed Document Number | 20171737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 402 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Document Number | 0039860070 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | PENNYMAC LOAN SERVICES LLC, PENNYMAC LN SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 402 E HARPER RIDGE DR SENECA SC 296785400, SENECA, SC 29678-5400 |
| Document Number | 0039860070 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 003986/000070 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 402 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Document Number | 0039870038 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 402 E HARPER RIDGE DR SENECA SC 296785400, SENECA, SC 29678-5400 |
| Document Number | 0039870038 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 003987/000038 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Aug 10, 2017 |
| Property Address | 402 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Document Number | 0000001737 |
| Map Reference | MB A-557 PG8 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 01737 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $673.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 402 E HARPER RIDGE DR, SENECA, SC 29678-5400 |
| Document Number | 0000001738 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 01738 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $783.00 | $7,468 (-) Land $680 Building $6,788 | $186,707 (-) Land $17,000 Building $169,707 |
| 2023 | $7,468 Land $680 Building $6,788 | $186,707 Land $17,000 Building $169,707 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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