Bay County property record for 418 7th St, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,166 sqft · built 1998 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Sep 2010) |
| Tax Bill | $5,135 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04973-248-000 |
| Primary APN | 04973-248-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,166 sqft Heated Area |
| Gross Area | 3,830 sqft |
| 1st Floor Area | 2,166 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 990 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 884 sqft |
| Deck Area | 288 sqft |
| Patio Area | 216 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 418 7TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB01 |
| Legal Description | MEXICO BEACH UNIT #14 236A2 LOT 20 BLK C ORB 1887 P 1270 ORB 3270 P 791 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | C |
| Legal Lot Number | 20 |
| Legal Unit | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 600 |
418 7th St is owned by an individual who bought it in September 2010.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 KEHOE LN, ARUNDEL, ME 04046-7705 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2010 · Amount on File |
| Deed Sale | Sep 22, 2010 · Amount on File |
| Prior Sale | Jun 20, 2002 |
| Deed Document Number | 2010049802 |
| Deed Book / Page | 3270 / 0791 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 418 7TH ST, MEXICO BEACH, FL 32456-7018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18 KEHOE LN, ARUNDEL, ME 04046-7705 |
| Document Number | 0043501532 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 4350/1532 |
| Instrument | 2021002887 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 418 7th St was $5,135.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,135.00 | $375,673 Land $151,925 Building $223,748 | $375,673 Land $151,925 Building $223,748 |
| 2023 | $4,290.00 (+19.13%) | $276,975 (+28.18%) Land $123,600 Building $153,375 | $276,975 (+28.18%) Land $123,600 Building $153,375 |
| 2022 | $3,601.00 | $216,091 Land $75,190 Building $140,901 | $216,091 Land $75,190 Building $140,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 7th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 7th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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