Bay County property record for 421 7th St, Mexico Beach, FL 32456
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1970 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Sep 2011) |
| Tax Bill | $1,543 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04973-365-000 |
| Primary APN | 04973-365-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Protective Coating |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 109 ft deep x 100 ft wide |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 421 7TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-7019 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | MB01 |
| Legal Description | MEXICO BEACH UNIT #14 LOT 21 BLK D ORB 3353 P 1042 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | D |
| Legal Lot Number | 21 |
| Legal Unit | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2184 HIGHWAY 336, CHELSEA, AL 35043-6647 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2011 · Amount on Record |
| Deed Sale | Sep 27, 2011 · Amount on Record |
| Prior Sale | Oct 8, 2004 · Amount on Record |
| Deed Document Number | 2011048207 |
| Deed Book / Page | 3353 / 1042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 421 7TH ST, MEXICO BEACH, FL 32456-7019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039962151 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 3996/2151 |
| Instrument | 2018020740 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77042 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,543.00 (+16.02%) | $131,275 (+22.92%) Land $131,275 | $131,275 (+22.92%) Land $131,275 |
| 2023 | $1,330.00 (+32.34%) | $106,800 (+64.38%) Land $106,800 | $106,800 (+64.38%) Land $106,800 |
| 2022 | $1,005.00 | $64,970 Land $64,970 | $64,970 Land $64,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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